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Heartland Bank (Heartland Bank) 3-Year RORE % : 0.00% (As of Jun. 2018)


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What is Heartland Bank 3-Year RORE %?

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Heartland Bank's 3-Year RORE % for the quarter that ended in Jun. 2018 was 0.00%.

The industry rank for Heartland Bank's 3-Year RORE % or its related term are showing as below:

HNZZY's 3-Year RORE % is not ranked *
in the Banks industry.
Industry Median: 4.93
* Ranked among companies with meaningful 3-Year RORE % only.

Heartland Bank 3-Year RORE % Historical Data

The historical data trend for Heartland Bank's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Heartland Bank 3-Year RORE % Chart

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Heartland Bank Semi-Annual Data
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Competitive Comparison of Heartland Bank's 3-Year RORE %

For the Banks - Regional subindustry, Heartland Bank's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Heartland Bank's 3-Year RORE % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Heartland Bank's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Heartland Bank's 3-Year RORE % falls into.



Heartland Bank 3-Year RORE % Calculation

Heartland Bank's 3-Year RORE % for the quarter that ended in Jun. 2018 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.836-1.503 )/( 4.036-0 )
=-0.667/4.036
=-16.53 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Jun. 2018 and 3-year before.


Heartland Bank  (OTCPK:HNZZY) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Heartland Bank 3-Year RORE % Related Terms

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Heartland Bank (Heartland Bank) Business Description

Traded in Other Exchanges
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Heartland Bank operates banking offices in Fairfield, Franklin, and Licking counties of Central Ohio. The bank is primarily engaged in providing a full range of banking and financial services to individual and corporate customers. Parent company Heartland BancCorp also operates a variety of other businesses through its subsidiaries. Alternative investment services are provided through Infinex Financial Group, and insurance services are provided through Heartland Insurance Services. Net interest income constitutes the vast majority of the bank's revenue. Loans are the largest category of the bank's earning assets, followed by securities.

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