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Mountain Commerce Bancorp (Mountain Commerce Bancorp) 3-Year RORE % : -11.78% (As of Jun. 2023)


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What is Mountain Commerce Bancorp 3-Year RORE %?

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Mountain Commerce Bancorp's 3-Year RORE % for the quarter that ended in Jun. 2023 was -11.78%.

The industry rank for Mountain Commerce Bancorp's 3-Year RORE % or its related term are showing as below:

MCBI's 3-Year RORE % is ranked worse than
73.85% of 1392 companies
in the Banks industry
Industry Median: 5.375 vs MCBI: -11.78

Mountain Commerce Bancorp 3-Year RORE % Historical Data

The historical data trend for Mountain Commerce Bancorp's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Mountain Commerce Bancorp 3-Year RORE % Chart

Mountain Commerce Bancorp Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only 24.06 -0.67 26.28 18.81 -

Mountain Commerce Bancorp Quarterly Data
Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Dec23
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.72 18.81 7.84 -11.78 -

Competitive Comparison of Mountain Commerce Bancorp's 3-Year RORE %

For the Banks - Regional subindustry, Mountain Commerce Bancorp's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mountain Commerce Bancorp's 3-Year RORE % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Mountain Commerce Bancorp's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Mountain Commerce Bancorp's 3-Year RORE % falls into.



Mountain Commerce Bancorp 3-Year RORE % Calculation

Mountain Commerce Bancorp's 3-Year RORE % for the quarter that ended in Jun. 2023 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.77-3.76 )/( 8.203-1.46 )
=-2.99/6.743
=-44.34 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Jun. 2023 and 3-year before.


Mountain Commerce Bancorp  (OTCPK:MCBI) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Mountain Commerce Bancorp 3-Year RORE % Related Terms

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Mountain Commerce Bancorp (Mountain Commerce Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
6101 Kingston Pike, P.O. Box 52942, Knoxville, TN, USA, 37919
Mountain Commerce Bancorp Inc operates as a bank holding company. It offers personal and business banking services. The bank offers checking and savings accounts; certificates of deposit; and loans and lines of credit, such as mortgage loans, personal loans and lines of credit, commercial real estate lending, small business administration loans, equipment lending, operating lines of credit, and credit cards. Its primary lending products are one-to-four family residential, commercial real estate, commercial and industrial, and consumer lending.