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Golden State Bancorp (Golden State Bancorp) Selling, General, & Admin. Expense : $3.21 Mil (TTM As of Sep. 2007)


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What is Golden State Bancorp Selling, General, & Admin. Expense?

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Golden State Bancorp's selling, general, & admin. expense for the three months ended in Sep. 2007 was $0.86 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Sep. 2007 was $3.21 Mil.


Golden State Bancorp Selling, General, & Admin. Expense Historical Data

The historical data trend for Golden State Bancorp's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Golden State Bancorp Selling, General, & Admin. Expense Chart

Golden State Bancorp Annual Data
Trend Dec03 Dec04 Dec05 Dec06
Selling, General, & Admin. Expense
0.08 1.01 1.43 2.57

Golden State Bancorp Quarterly Data
Dec03 Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.63 0.69 0.82 0.83 0.86

Competitive Comparison of Golden State Bancorp's Selling, General, & Admin. Expense

For the Banks - Regional subindustry, Golden State Bancorp's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Golden State Bancorp's Selling, General, & Admin. Expense Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Golden State Bancorp's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Golden State Bancorp's Selling, General, & Admin. Expense falls into.



Golden State Bancorp Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Sep. 2007 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.21 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Golden State Bancorp  (OTCPK:GSBX) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Golden State Bancorp Selling, General, & Admin. Expense Related Terms

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Golden State Bancorp (Golden State Bancorp) Business Description

Industry
Traded in Other Exchanges
N/A
Address
500 North Brand Boulevard, Suite 2300, 23rd Floor, Glendale, CA, USA, 91203
Golden State Bancorp is a state-chartered commercial lending institution specializing in residential/commercial real estate construction and mini-perm lending, and a full array of consumer loans. The company's primary source of revenue is providing loans to customers, who are predominately small and middle-market businesses and individuals.

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