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Patriot Federal Bank NY (Patriot Federal Bank NY) Selling, General, & Admin. Expense : $ Mil (TTM As of Sep. 2007)


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What is Patriot Federal Bank NY Selling, General, & Admin. Expense?

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Patriot Federal Bank NY's selling, general, & admin. expense for the three months ended in Sep. 2007 was $0.24 Mil. Patriot Federal Bank NY does not have enough years/quarters to calculate its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Sep. 2007.


Patriot Federal Bank NY Selling, General, & Admin. Expense Historical Data

The historical data trend for Patriot Federal Bank NY's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Patriot Federal Bank NY Selling, General, & Admin. Expense Chart

Patriot Federal Bank NY Annual Data
Trend
Selling, General, & Admin. Expense

Patriot Federal Bank NY Quarterly Data
Mar07 Jun07 Sep07
Selling, General, & Admin. Expense 0.20 0.24 0.24

Competitive Comparison of Patriot Federal Bank NY's Selling, General, & Admin. Expense

For the Banks - Regional subindustry, Patriot Federal Bank NY's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Patriot Federal Bank NY's Selling, General, & Admin. Expense Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Patriot Federal Bank NY's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Patriot Federal Bank NY's Selling, General, & Admin. Expense falls into.



Patriot Federal Bank NY Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.


Patriot Federal Bank NY  (OTCPK:PFDB) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Patriot Federal Bank NY Selling, General, & Admin. Expense Related Terms

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Patriot Federal Bank NY (Patriot Federal Bank NY) Business Description

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Patriot Federal Bank NY was established in December 2005. It offers a variety of products tailored to the people of the Mohawk Valley and surrounding areas. Patriot Federal Bank offers an array of personal checking account options. The Bank offers home equity loans and lines of credit at extremely competitive rates. Patriot Federal Bank also offers a variety of personal loans at highly competitive rates. The Bank's goal is to provide quality financial services in a personal, professional manner.

Patriot Federal Bank NY (Patriot Federal Bank NY) Headlines

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