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Navient (FRA:10D) Shiller PE Ratio : 5.43 (As of May. 16, 2024)


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What is Navient Shiller PE Ratio?

As of today (2024-05-16), Navient's current share price is €14.50. Navient's E10 for the quarter that ended in Mar. 2024 was €2.67. Navient's Shiller PE Ratio for today is 5.43.

The historical rank and industry rank for Navient's Shiller PE Ratio or its related term are showing as below:

FRA:10D' s Shiller PE Ratio Range Over the Past 10 Years
Min: 4.53   Med: 5.59   Max: 6.32
Current: 5.36

During the past years, Navient's highest Shiller PE Ratio was 6.32. The lowest was 4.53. And the median was 5.59.

FRA:10D's Shiller PE Ratio is ranked better than
85.86% of 304 companies
in the Credit Services industry
Industry Median: 14.495 vs FRA:10D: 5.36

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Navient's adjusted earnings per share data for the three months ended in Mar. 2024 was €0.589. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is €2.67 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Navient Shiller PE Ratio Historical Data

The historical data trend for Navient's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Navient Shiller PE Ratio Chart

Navient Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - 5.36 6.36

Navient Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.15 6.13 5.66 6.36 5.94

Competitive Comparison of Navient's Shiller PE Ratio

For the Credit Services subindustry, Navient's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Navient's Shiller PE Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Navient's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Navient's Shiller PE Ratio falls into.



Navient Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Navient's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=14.50/2.67
=5.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Navient's E10 for the quarter that ended in Mar. 2024 is calculated as:

For example, Navient's adjusted earnings per share data for the three months ended in Mar. 2024 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=0.589/131.7762*131.7762
=0.589

Current CPI (Mar. 2024) = 131.7762.

Navient Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201406 0.523 100.560 0.685
201409 0.660 100.428 0.866
201412 0.519 99.070 0.690
201503 0.665 99.621 0.880
201506 0.419 100.684 0.548
201509 0.561 100.392 0.736
201512 0.725 99.792 0.957
201603 0.476 100.470 0.624
201606 0.338 101.688 0.438
201609 0.650 101.861 0.841
201612 0.455 101.863 0.589
201703 0.280 102.862 0.359
201706 0.347 103.349 0.442
201709 0.537 104.136 0.680
201712 -0.270 104.011 -0.342
201803 0.381 105.290 0.477
201806 0.265 106.317 0.328
201809 0.369 106.507 0.457
201812 0.246 105.998 0.306
201903 0.460 107.251 0.565
201906 0.566 108.070 0.690
201909 0.572 108.329 0.696
201912 0.702 108.420 0.853
202003 -0.480 108.902 -0.581
202006 0.568 108.767 0.688
202009 0.908 109.815 1.090
202012 0.814 109.897 0.976
202103 1.680 111.754 1.981
202106 0.872 114.631 1.002
202109 0.884 115.734 1.007
202112 -0.062 117.630 -0.069
202203 1.516 121.301 1.647
202206 1.154 125.017 1.216
202209 0.758 125.227 0.798
202212 0.736 125.222 0.775
202303 0.803 127.348 0.831
202306 0.480 128.729 0.491
202309 0.609 129.860 0.618
202312 -0.229 129.419 -0.233
202403 0.589 131.776 0.589

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Navient  (FRA:10D) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Navient Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of Navient's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Navient (FRA:10D) Business Description

Traded in Other Exchanges
Address
123 Justison Street, Wilmington, DE, USA, 19801
Navient Corp is a financial services company that provides education loan management and business processing services to education, healthcare, and government clients at the federal, state, and local levels. The company operates in Delaware, western New York, northern Pennsylvania, Indiana, Tennessee, Texas, and Virginia, among other locations. The company has three primary reportable business segments: Federal Education Loans, Consumer Lending and Business Processing. The company's fourth and other segment relates to financial results of the company's holding company, including activities related to repurchases of debt, corporate liquidity portfolio, and unallocated overhead and regulatory-related costs.

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