GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Old Second Bancorp Inc (NAS:OSBC) » Definitions » Shiller PE Ratio

Old Second Bancorp (Old Second Bancorp) Shiller PE Ratio : 12.74 (As of May. 01, 2024)


View and export this data going back to 1995. Start your Free Trial

What is Old Second Bancorp Shiller PE Ratio?

As of today (2024-05-01), Old Second Bancorp's current share price is $13.89. Old Second Bancorp's E10 for the quarter that ended in Dec. 2023 was $1.09. Old Second Bancorp's Shiller PE Ratio for today is 12.74.

The historical rank and industry rank for Old Second Bancorp's Shiller PE Ratio or its related term are showing as below:

OSBC' s Shiller PE Ratio Range Over the Past 10 Years
Min: 7.08   Med: 11.32   Max: 503
Current: 12.74

During the past years, Old Second Bancorp's highest Shiller PE Ratio was 503.00. The lowest was 7.08. And the median was 11.32.

OSBC's Shiller PE Ratio is ranked worse than
67.9% of 1134 companies
in the Banks industry
Industry Median: 10.23 vs OSBC: 12.74

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Old Second Bancorp's adjusted earnings per share data for the three months ended in Dec. 2023 was $0.400. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $1.09 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Old Second Bancorp Shiller PE Ratio Historical Data

The historical data trend for Old Second Bancorp's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Old Second Bancorp Shiller PE Ratio Chart

Old Second Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 9.86 9.92 10.36 14.19

Old Second Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.86 7.96 13.07 14.19 -

Competitive Comparison of Old Second Bancorp's Shiller PE Ratio

For the Banks - Regional subindustry, Old Second Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Old Second Bancorp's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Old Second Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Old Second Bancorp's Shiller PE Ratio falls into.



Old Second Bancorp Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Old Second Bancorp's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=13.89/1.09
=12.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Old Second Bancorp's E10 for the quarter that ended in Dec. 2023 is calculated as:

For example, Old Second Bancorp's adjusted earnings per share data for the three months ended in Dec. 2023 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=0.4/129.4194*129.4194
=0.400

Current CPI (Dec. 2023) = 129.4194.

Old Second Bancorp Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201403 0.040 99.695 0.052
201406 0.260 100.560 0.335
201409 0.060 100.428 0.077
201412 0.060 99.070 0.078
201503 0.090 99.621 0.117
201506 0.120 100.684 0.154
201509 0.120 100.392 0.155
201512 0.130 99.792 0.169
201603 0.110 100.470 0.142
201606 0.130 101.688 0.165
201609 0.120 101.861 0.152
201612 0.170 101.863 0.216
201703 0.150 102.862 0.189
201706 0.170 103.349 0.213
201709 0.270 104.136 0.336
201712 -0.080 104.011 -0.100
201803 0.310 105.290 0.381
201806 0.210 106.317 0.256
201809 0.320 106.507 0.389
201812 0.280 105.998 0.342
201903 0.280 107.251 0.338
201906 0.310 108.070 0.371
201909 0.400 108.329 0.478
201912 0.310 108.420 0.370
202003 0.010 108.902 0.012
202006 0.310 108.767 0.369
202009 0.340 109.815 0.401
202012 0.270 109.897 0.318
202103 0.400 111.754 0.463
202106 0.300 114.631 0.339
202109 0.290 115.734 0.324
202112 -0.270 117.630 -0.297
202203 0.270 121.301 0.288
202206 0.270 125.017 0.280
202209 0.430 125.227 0.444
202212 0.520 125.222 0.537
202303 0.520 127.348 0.528
202306 0.560 128.729 0.563
202309 0.540 129.860 0.538
202312 0.400 129.419 0.400

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Old Second Bancorp  (NAS:OSBC) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Old Second Bancorp Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of Old Second Bancorp's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Old Second Bancorp (Old Second Bancorp) Business Description

Traded in Other Exchanges
Address
37 South River Street, Aurora, IL, USA, 60507
Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The company's revenue consists of interest, commission, payments, and other income.
Executives
Barry Finn director 2000 OGDEN AVE., AURORA IL 60504
Gary S Collins director, officer: Vice Chairman 913 SOUTH BOULEVARD, OAK PARK IL 60302
John Jr Williams director OLD SECOND NATIONAL BANK, 37 S. RIVER ST., AURORA IL 60506
William B Skoglund director
Lyons Billy J Jr. director 37 SOUTH RIVER STREET, AURORA IL 60507
Keith Kotche director 37 S. RIVER ST., AURORA IL 60506
Keith Acker director OLD SECOND BANK, 37 S. RIVER STREET, AURORA IL 60506
Donald Pilmer officer: EVP 37 S. RIVER ST., AURORA IL 60506
Hugh H Mclean director 408 S. PROSPECT AVE, ELMHURST IL 60126
Edward Bonifas director
James F Tapscott director 102 WATERSIDE PLACE, BURR RIDGE IL 60527
Dennis L Klaeser director 235 EAST MAIN STREET, MIDLAND MI 48640
James Eccher officer: Executive Officer 37 S. RIVER ST., AURORA IL 60506
Bradley S. Adams officer: CFO 2301 WEST BIG BEAVER RD, SUITE 525, TROY MI 48084
Jill E York director C/O MB FINANCIAL INC, 6111 NORTH RIVER ROAD, ROSEMONT IL 60018