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SLM (STU:SM1) Shiller PE Ratio : 11.99 (As of May. 26, 2024)


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What is SLM Shiller PE Ratio?

As of today (2024-05-26), SLM's current share price is €19.30. SLM's E10 for the quarter that ended in Mar. 2024 was €1.61. SLM's Shiller PE Ratio for today is 11.99.

The historical rank and industry rank for SLM's Shiller PE Ratio or its related term are showing as below:

STU:SM1' s Shiller PE Ratio Range Over the Past 10 Years
Min: 5.88   Med: 12.62   Max: 142.22
Current: 11.79

During the past years, SLM's highest Shiller PE Ratio was 142.22. The lowest was 5.88. And the median was 12.62.

STU:SM1's Shiller PE Ratio is ranked better than
58.61% of 302 companies
in the Credit Services industry
Industry Median: 13.975 vs STU:SM1: 11.79

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

SLM's adjusted earnings per share data for the three months ended in Mar. 2024 was €1.168. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is €1.61 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


SLM Shiller PE Ratio Historical Data

The historical data trend for SLM's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

SLM Shiller PE Ratio Chart

SLM Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.04 12.16 15.12 11.08 11.68

SLM Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.41 10.34 8.58 11.68 12.25

Competitive Comparison of SLM's Shiller PE Ratio

For the Credit Services subindustry, SLM's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SLM's Shiller PE Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, SLM's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where SLM's Shiller PE Ratio falls into.



SLM Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

SLM's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=19.30/1.61
=11.99

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SLM's E10 for the quarter that ended in Mar. 2024 is calculated as:

For example, SLM's adjusted earnings per share data for the three months ended in Mar. 2024 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=1.168/131.7762*131.7762
=1.168

Current CPI (Mar. 2024) = 131.7762.

SLM Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201406 0.066 100.560 0.086
201409 0.140 100.428 0.184
201412 0.024 99.070 0.032
201503 0.092 99.621 0.122
201506 0.178 100.684 0.233
201509 0.080 100.392 0.105
201512 0.184 99.792 0.243
201603 0.126 100.470 0.165
201606 0.107 101.688 0.139
201609 0.107 101.861 0.138
201612 0.142 101.863 0.184
201703 0.187 102.862 0.240
201706 0.134 103.349 0.171
201709 0.143 104.136 0.181
201712 0.084 104.011 0.106
201803 0.227 105.290 0.284
201806 0.205 106.317 0.254
201809 0.197 106.507 0.244
201812 0.290 105.998 0.361
201903 0.310 107.251 0.381
201906 0.301 108.070 0.367
201909 0.263 108.329 0.320
201912 0.288 108.420 0.350
202003 0.787 108.902 0.952
202006 -0.204 108.767 -0.247
202009 0.382 109.815 0.458
202012 0.929 109.897 1.114
202103 1.470 111.754 1.733
202106 0.365 114.631 0.420
202109 0.204 115.734 0.232
202112 0.920 117.630 1.031
202203 0.409 121.301 0.444
202206 1.220 125.017 1.286
202209 0.293 125.227 0.308
202212 -0.312 125.222 -0.328
202303 0.439 127.348 0.454
202306 1.015 128.729 1.039
202309 0.103 129.860 0.105
202312 0.660 129.419 0.672
202403 1.168 131.776 1.168

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


SLM  (STU:SM1) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


SLM Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of SLM's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


SLM (STU:SM1) Business Description

Traded in Other Exchanges
Address
300 Continental Drive, Newark, DE, USA, 19713
SLM Corp is the largest student lender in the country. It makes and holds student loans through the guaranteed Federal Family Education Loan Program as well as through private channels. It also engages in debt-management operations, including accounts receivable and collections services, and runs college savings programs.

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