WSB Financial (WSB Financial) Scaled Net Operating Assets : -0.03 (As of Dec. 2008)

View and export this data going back to 2006. Start your Free Trial

What is WSB Financial Scaled Net Operating Assets?

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

WSB Financial's operating assets for the quarter that ended in Dec. 2008 was $319.20 Mil. WSB Financial's operating liabilities for the quarter that ended in Dec. 2008 was $332.65 Mil. WSB Financial's Total Assets for the quarter that ended in Sep. 2008 was $397.07 Mil. Therefore, WSB Financial's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2008 was -0.03.

WSB Financial Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

WSB Financial's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2008 is calculated as

	Scaled Net Operating Assets (SNOA)		(A: Dec. 2008 )
=	(Operating Assets (A: Dec. 2008 )	-	Operating Liabilities (A: Dec. 2008 ))	/	Total Assets (A: Dec. 2007 )
=	(319.195	-	332.646)	/	489.333
=	-0.03

where

	Operating Assets		(A: Dec. 2008 )
=	Total Assets	-	Balance Sheet Cash And Cash Equivalents
=	365.21	-	46.015
=	319.195

	Operating Liabilities		(A: Dec. 2008 )
=	Total Liabilities	-	Long-Term Debt & Capital Lease Obligation	-	Short-Term Debt & Capital Lease Obligation
=	340.894	-	8.248	-	0
=	332.646

WSB Financial's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2008 is calculated as

	Scaled Net Operating Assets (SNOA)		(Q: Dec. 2008 )
=	(Operating Assets (Q: Dec. 2008 )	-	Operating Liabilities (Q: Dec. 2008 ))	/	Total Assets (Q: Sep. 2008 )
=	(319.195	-	332.646)	/	397.071
=	-0.03

where

	Operating Assets		(Q: Dec. 2008 )
=	Total Assets	-	Balance Sheet Cash And Cash Equivalents
=	365.21	-	46.015
=	319.195

	Operating Liabilities		(Q: Dec. 2008 )
=	Total Liabilities	-	Long-Term Debt & Capital Lease Obligation	-	Short-Term Debt & Capital Lease Obligation
=	340.894	-	8.248	-	0
=	332.646

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

WSB Financial Scaled Net Operating Assets Related Terms

Thank you for viewing the detailed overview of WSB Financial's Scaled Net Operating Assets provided by GuruFocus.com. Please click on the following links to see related term pages.

WSB Financial (WSB Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » WSB Financial Inc (OTCPK:WSFGQ) » Definitions » Scaled Net Operating Assets

Comparable Companies

Traded in Other Exchanges

N/A

Address

607 Pacific Avenue, Bremerton, WA, USA, 98337

Website

http://www.westsoundbank.com

WSB Financial Inc is a bank holding company. The company provides real estate lending products and supplemented by commercial banking products and services. It also provides short-term to long-term commercial and consumer lending products and services.

Executives

Charles L Turner

officer: Sr. VP, Chief Lending Officer

C/O SOUND FINANCIAL BANCORP, INC., 2400 3RD AVENUE, SUITE 150, SEATTLE WA 98121