Bank of the James Financial Group (Bank of the James Financial Group) Pre-Tax Income : $10.53 Mil (TTM As of Dec. 2023)

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What is Bank of the James Financial Group Pre-Tax Income?

Pretax income is the income that a company earns before paying income taxes. Bank of the James Financial Group's pretax income for the three months ended in Dec. 2023 was $2.05 Mil. Its pretax income for the trailing twelve months (TTM) ended in Dec. 2023 was $10.53 Mil. Bank of the James Financial Group's pretax margin was 19.76%.

During the past 13 years, Bank of the James Financial Group's highest Pretax Margin was 26.44%. The lowest was 17.65%. And the median was 23.78%.

Bank of the James Financial Group Pre-Tax Income Historical Data

The historical data trend for Bank of the James Financial Group's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Bank of the James Financial Group Pre-Tax Income Chart

Bank of the James Financial Group Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Pre-Tax Income

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6.93

6.18

9.45

11.11

10.28

Bank of the James Financial Group Quarterly Data
	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
Pre-Tax Income	Get a 7-Day Free Trial															2.47	3.17	2.59	2.05	2.72

Competitive Comparison of Bank of the James Financial Group's Pre-Tax Income

For the Banks - Regional subindustry, Bank of the James Financial Group's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank of the James Financial Group's Pre-Tax Income Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bank of the James Financial Group's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Bank of the James Financial Group's Pre-Tax Income falls into.

Bank of the James Financial Group Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Bank of the James Financial Group's Pretax Income for the fiscal year that ended in Dec. 2023 is calculated as

Pretax Income	=	Operating Income	+	Other
	=	0	+	10.279
	=	10.28

Bank of the James Financial Group's Pretax Income for the quarter that ended in Dec. 2023 is calculated as

Pretax Income	=	Operating Income	+	Other
	=	0	+	2.052
	=	2.05

Pre-Tax Income for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $10.53 Mil.

Bank of the James Financial Group (NAS:BOTJ) Pre-Tax Income Explanation

Bank of the James Financial Group's Pretax Margin for the quarter that ended in Dec. 2023 is calculated as

Pretax Margin	=	Pretax Income	/	Revenue
	=	2.052	/	10.385
	=	19.76%

During the past 13 years, Bank of the James Financial Group's highest Pretax Margin was 26.44%. The lowest was 17.65%. And the median was 23.78%.

Bank of the James Financial Group Pre-Tax Income Related Terms

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Bank of the James Financial Group (Bank of the James Financial Group) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Bank of the James Financial Group Inc (NAS:BOTJ) » Definitions » Pre-Tax Income

Comparable Companies

Traded in Other Exchanges

N/A

Address

828 Main Street, Lynchburg, VA, USA, 24504

Website

https://www.bankofthejames.bank

Bank of the James Financial Group Inc is a bank holding company that provides retail and commercial banking, deposit services, lending services, mortgage brokerage services and other banking services. The company provides a range of deposit services including checking accounts, savings accounts and other time deposits of various types, ranging from daily money market accounts to longer-term certificates of deposit. It offers various types of secured and unsecured consumer loans, including personal loans, lines of credit, overdraft lines of credit, automobile loans, installment loans, demand loans, and home equity loans. It operates three business segments, community banking; mortgage banking, and investment advisory services.

Executives

Phillip C Jamerson	director	828 MAIN ST, LYNCHBURG VA 24504
Bryant William C Iii	director	828 MAIN ST, LYNCHBURG VA 24504
Alford John R Jr	director	828 MAIN ST, LYNCHBURG VA 24504
Foster Watt R Jr	director	828 MAIN ST, LYNCHBURG VA 24504
Lewis C Addison	director	828 MAIN ST, LYNCHBURG VA 24504
J Todd Scruggs	officer: Secretary-Treasurer	PO BOX 1200, LYNCHBURG VA 24505
Umberger Harry P Jr	officer: EVP - Chief Credit Officer	828 MAIN ST, LYNCHBURG VA 24504
Robert R Chapman	director, officer: President	PO BOX 1200, LYNCHBURG VA 24505
Dalton Aubrey Douglas Iii	director	828 MAIN ST, LYNCHBURG VA 24504
Petticolas Augustus A Jr	director	828 MAIN ST, LYNCHBURG VA 24504
Julie P Doyle	director	828 MAIN ST, LYNCHBURG VA 24504
Pettyjohn Thomas W Jr	director	PO BOX 1200, LYNCHBURG VA 24505
Michael A Syrek	officer: EVP - Senior Lending Officer	828 MAIN ST, LYNCHBURG VA 24504
Sorenson Eric John Jr	officer: EVP	828 MAIN STREET, LYNCHBURG VA 24504
Lydia K Langley	director	828 MAIN ST, LYNCHBURG VA 24504