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Bank of the James Financial Group (Bank of the James Financial Group) Cyclically Adjusted PS Ratio : 1.30 (As of May. 01, 2024)


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What is Bank of the James Financial Group Cyclically Adjusted PS Ratio?

As of today (2024-05-01), Bank of the James Financial Group's current share price is $10.14. Bank of the James Financial Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2023 was $7.78. Bank of the James Financial Group's Cyclically Adjusted PS Ratio for today is 1.30.

The historical rank and industry rank for Bank of the James Financial Group's Cyclically Adjusted PS Ratio or its related term are showing as below:

BOTJ' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.19   Med: 2.19   Max: 3
Current: 1.31

During the past years, Bank of the James Financial Group's highest Cyclically Adjusted PS Ratio was 3.00. The lowest was 1.19. And the median was 2.19.

BOTJ's Cyclically Adjusted PS Ratio is ranked better than
79.95% of 1192 companies
in the Banks industry
Industry Median: 2.36 vs BOTJ: 1.31

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Bank of the James Financial Group's adjusted revenue per share data for the three months ended in Dec. 2023 was $2.286. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $7.78 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Bank of the James Financial Group Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Bank of the James Financial Group's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bank of the James Financial Group Cyclically Adjusted PS Ratio Chart

Bank of the James Financial Group Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.38 1.82 2.33 1.63 1.57

Bank of the James Financial Group Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.41 1.19 1.35 1.57 -

Competitive Comparison of Bank of the James Financial Group's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, Bank of the James Financial Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of the James Financial Group's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bank of the James Financial Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Bank of the James Financial Group's Cyclically Adjusted PS Ratio falls into.



Bank of the James Financial Group Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Bank of the James Financial Group's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=10.14/7.78
=1.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of the James Financial Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, Bank of the James Financial Group's adjusted Revenue per Share data for the three months ended in Dec. 2023 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=2.286/129.4194*129.4194
=2.286

Current CPI (Dec. 2023) = 129.4194.

Bank of the James Financial Group Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201403 1.252 99.695 1.625
201406 1.332 100.560 1.714
201409 1.350 100.428 1.740
201412 1.406 99.070 1.837
201503 1.367 99.621 1.776
201506 1.439 100.684 1.850
201509 1.508 100.392 1.944
201512 1.354 99.792 1.756
201603 1.165 100.470 1.501
201606 1.236 101.688 1.573
201609 1.254 101.861 1.593
201612 1.244 101.863 1.581
201703 1.164 102.862 1.465
201706 1.289 103.349 1.614
201709 1.339 104.136 1.664
201712 1.385 104.011 1.723
201803 1.327 105.290 1.631
201806 1.481 106.317 1.803
201809 1.489 106.507 1.809
201812 1.493 105.998 1.823
201903 1.499 107.251 1.809
201906 1.588 108.070 1.902
201909 1.686 108.329 2.014
201912 1.678 108.420 2.003
202003 1.699 108.902 2.019
202006 1.766 108.767 2.101
202009 1.866 109.815 2.199
202012 2.000 109.897 2.355
202103 1.868 111.754 2.163
202106 1.996 114.631 2.253
202109 1.969 115.734 2.202
202112 1.997 117.630 2.197
202203 2.058 121.301 2.196
202206 2.088 125.017 2.162
202209 2.457 125.227 2.539
202212 2.346 125.222 2.425
202303 2.271 127.348 2.308
202306 2.328 128.729 2.340
202309 2.278 129.860 2.270
202312 2.286 129.419 2.286

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Bank of the James Financial Group  (NAS:BOTJ) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Bank of the James Financial Group Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Bank of the James Financial Group's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Bank of the James Financial Group (Bank of the James Financial Group) Business Description

Traded in Other Exchanges
N/A
Address
828 Main Street, Lynchburg, VA, USA, 24504
Bank of the James Financial Group Inc is a bank holding company that provides retail and commercial banking, deposit services, lending services, mortgage brokerage services and other banking services. The company provides a range of deposit services including checking accounts, savings accounts and other time deposits of various types, ranging from daily money market accounts to longer-term certificates of deposit. It offers various types of secured and unsecured consumer loans, including personal loans, lines of credit, overdraft lines of credit, automobile loans, installment loans, demand loans, and home equity loans. It operates three business segments, community banking; mortgage banking, and investment advisory services.
Executives
Phillip C Jamerson director 828 MAIN ST, LYNCHBURG VA 24504
Bryant William C Iii director 828 MAIN ST, LYNCHBURG VA 24504
Alford John R Jr director 828 MAIN ST, LYNCHBURG VA 24504
Foster Watt R Jr director 828 MAIN ST, LYNCHBURG VA 24504
Lewis C Addison director 828 MAIN ST, LYNCHBURG VA 24504
J Todd Scruggs officer: Secretary-Treasurer PO BOX 1200, LYNCHBURG VA 24505
Umberger Harry P Jr officer: EVP - Chief Credit Officer 828 MAIN ST, LYNCHBURG VA 24504
Robert R Chapman director, officer: President PO BOX 1200, LYNCHBURG VA 24505
Dalton Aubrey Douglas Iii director 828 MAIN ST, LYNCHBURG VA 24504
Petticolas Augustus A Jr director 828 MAIN ST, LYNCHBURG VA 24504
Julie P Doyle director 828 MAIN ST, LYNCHBURG VA 24504
Pettyjohn Thomas W Jr director PO BOX 1200, LYNCHBURG VA 24505
Michael A Syrek officer: EVP - Senior Lending Officer 828 MAIN ST, LYNCHBURG VA 24504
Sorenson Eric John Jr officer: EVP 828 MAIN STREET, LYNCHBURG VA 24504
Lydia K Langley director 828 MAIN ST, LYNCHBURG VA 24504

Bank of the James Financial Group (Bank of the James Financial Group) Headlines