GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » German American Bancorp Inc (NAS:GABC) » Definitions » Shiller PE Ratio

German American Bancorp (German American Bancorp) Shiller PE Ratio : 12.70 (As of Apr. 29, 2024)


View and export this data going back to 1993. Start your Free Trial

What is German American Bancorp Shiller PE Ratio?

As of today (2024-04-29), German American Bancorp's current share price is $32.25. German American Bancorp's E10 for the quarter that ended in Dec. 2023 was $2.54. German American Bancorp's Shiller PE Ratio for today is 12.70.

The historical rank and industry rank for German American Bancorp's Shiller PE Ratio or its related term are showing as below:

GABC' s Shiller PE Ratio Range Over the Past 10 Years
Min: 10.31   Med: 19.75   Max: 30.96
Current: 12.71

During the past years, German American Bancorp's highest Shiller PE Ratio was 30.96. The lowest was 10.31. And the median was 19.75.

GABC's Shiller PE Ratio is ranked worse than
68.29% of 1132 companies
in the Banks industry
Industry Median: 10.36 vs GABC: 12.71

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

German American Bancorp's adjusted earnings per share data for the three months ended in Dec. 2023 was $0.730. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $2.54 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


German American Bancorp Shiller PE Ratio Historical Data

The historical data trend for German American Bancorp's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

German American Bancorp Shiller PE Ratio Chart

German American Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.13 18.68 18.66 15.94 12.77

German American Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.94 13.84 11.02 10.77 12.77

Competitive Comparison of German American Bancorp's Shiller PE Ratio

For the Banks - Regional subindustry, German American Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


German American Bancorp's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, German American Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where German American Bancorp's Shiller PE Ratio falls into.



German American Bancorp Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

German American Bancorp's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=32.25/2.54
=12.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

German American Bancorp's E10 for the quarter that ended in Dec. 2023 is calculated as:

For example, German American Bancorp's adjusted earnings per share data for the three months ended in Dec. 2023 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=0.73/129.4194*129.4194
=0.730

Current CPI (Dec. 2023) = 129.4194.

German American Bancorp Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201403 0.320 99.695 0.415
201406 0.340 100.560 0.438
201409 0.387 100.428 0.499
201412 0.387 99.070 0.506
201503 0.367 99.621 0.477
201506 0.367 100.684 0.472
201509 0.387 100.392 0.499
201512 0.387 99.792 0.502
201603 0.250 100.470 0.322
201606 0.430 101.688 0.547
201609 0.450 101.861 0.572
201612 0.440 101.863 0.559
201703 0.420 102.862 0.528
201706 0.430 103.349 0.538
201709 0.420 104.136 0.522
201712 0.510 104.011 0.635
201803 0.510 105.290 0.627
201806 0.480 106.317 0.584
201809 0.550 106.507 0.668
201812 0.440 105.998 0.537
201903 0.600 107.251 0.724
201906 0.610 108.070 0.731
201909 0.490 108.329 0.585
201912 0.590 108.420 0.704
202003 0.470 108.902 0.559
202006 0.540 108.767 0.643
202009 0.550 109.815 0.648
202012 0.790 109.897 0.930
202103 0.740 111.754 0.857
202106 0.900 114.631 1.016
202109 0.810 115.734 0.906
202112 0.730 117.630 0.803
202203 0.310 121.301 0.331
202206 0.810 125.017 0.839
202209 0.830 125.227 0.858
202212 0.830 125.222 0.858
202303 0.710 127.348 0.722
202306 0.750 128.729 0.754
202309 0.730 129.860 0.728
202312 0.730 129.419 0.730

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


German American Bancorp  (NAS:GABC) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


German American Bancorp Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of German American Bancorp's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


German American Bancorp (German American Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
711 Main Street, P.O. Box 810, Jasper, IN, USA, 47546
German American Bancorp Inc is a bank holding company. The Company's lines of business include 1) Retail and commercial banking business which involves attracting deposits from the general public and using those funds to originate consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans. These core banking activities also include the sale of residential mortgage loans in the secondary market. 2) Wealth management services which involve providing trust, investment advisory, brokerage and retirement planning services to customers. 3) Insurance operations include the offering of a full range of personal and corporate property and casualty insurance products.
Executives
Thomas W Seger director 711 MAIN ST, JASPER IN 47546
Jack Sheidler director 1065 ASHLEY STREET, SUITE 200, BOWLING GREEN KY 42130
Susan J Ellspermann director 711 MAIN ST, P O BOX 810, JASPER IN 47546
Zachary W Bawel director 711 MAIN STREET BOX 810, JASPER IN 47546
Christina M Ryan director 711 MAIN ST, P O BOX 810, JASPER IN 47546
Bradley C Arnett officer: SVP, CHIEF LEGAL OFFICER 711 MAIN ST, JASPER IN 47546
Diane B Medley director 711 MAIN ST, PO BOX 810, JASPER IN 47546
Jason M Kelly director 711 MAIN ST, JASPER IN 47546
Tyson J Wagler director 711 MAIN ST, P O BOX 810, JASPER IN 47546
Chris A Ramsey director 706 JEFFERSON STREET, TELL CITY IN 47586
Michael F Beckwith officer: EVP - Chief Banking Officer 711 MAIN ST, JASPER IN 47546
Angela Curry director 711 MAIN ST, P O BOX 810, JASPER IN 47546
Marc D Fine director 830 WINDSOR WOODS DRIVE, EVANSVILLE IN 47715
Mark A Schroeder director, officer: PRESIDENT / CEO LEGRE & BARNES, 9100 KEYSTONE CROSSING SUITE 800, INDIANAPOLIS IN 46240
Amy D Jackson officer: EVP, Chief Administrative Offi 711 MAIN ST, JASPER IN 47546