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German American Bancorp (German American Bancorp) PB Ratio : 1.44 (As of May. 01, 2024)


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What is German American Bancorp PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-01), German American Bancorp's share price is $31.74. German American Bancorp's Book Value per Share for the quarter that ended in Dec. 2023 was $22.09. Hence, German American Bancorp's PB Ratio of today is 1.44.

Good Sign:

German American Bancorp Inc stock PB Ratio (=1.44) is close to 3-year low of 1.3

The historical rank and industry rank for German American Bancorp's PB Ratio or its related term are showing as below:

GABC' s PB Ratio Range Over the Past 10 Years
Min: 1.17   Med: 1.66   Max: 2.47
Current: 1.44

During the past 13 years, German American Bancorp's highest PB Ratio was 2.47. The lowest was 1.17. And the median was 1.66.

GABC's PB Ratio is ranked worse than
82.18% of 1459 companies
in the Banks industry
Industry Median: 0.85 vs GABC: 1.44

During the past 12 months, German American Bancorp's average Book Value Per Share Growth Rate was 18.50% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -1.60% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 2.00% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 8.80% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of German American Bancorp was 16.20% per year. The lowest was -7.80% per year. And the median was 7.80% per year.

Back to Basics: PB Ratio


German American Bancorp PB Ratio Historical Data

The historical data trend for German American Bancorp's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

German American Bancorp PB Ratio Chart

German American Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.66 1.40 1.55 1.97 1.45

German American Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.63 1.33 1.49 1.45 1.57

Competitive Comparison of German American Bancorp's PB Ratio

For the Banks - Regional subindustry, German American Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


German American Bancorp's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, German American Bancorp's PB Ratio distribution charts can be found below:

* The bar in red indicates where German American Bancorp's PB Ratio falls into.



German American Bancorp PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

German American Bancorp's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2023)
=31.74/22.085
=1.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


German American Bancorp  (NAS:GABC) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


German American Bancorp PB Ratio Related Terms

Thank you for viewing the detailed overview of German American Bancorp's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


German American Bancorp (German American Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
711 Main Street, P.O. Box 810, Jasper, IN, USA, 47546
German American Bancorp Inc is a bank holding company. The Company's lines of business include 1) Retail and commercial banking business which involves attracting deposits from the general public and using those funds to originate consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans. These core banking activities also include the sale of residential mortgage loans in the secondary market. 2) Wealth management services which involve providing trust, investment advisory, brokerage and retirement planning services to customers. 3) Insurance operations include the offering of a full range of personal and corporate property and casualty insurance products.
Executives
Thomas W Seger director 711 MAIN ST, JASPER IN 47546
Jack Sheidler director 1065 ASHLEY STREET, SUITE 200, BOWLING GREEN KY 42130
Susan J Ellspermann director 711 MAIN ST, P O BOX 810, JASPER IN 47546
Zachary W Bawel director 711 MAIN STREET BOX 810, JASPER IN 47546
Christina M Ryan director 711 MAIN ST, P O BOX 810, JASPER IN 47546
Bradley C Arnett officer: SVP, CHIEF LEGAL OFFICER 711 MAIN ST, JASPER IN 47546
Diane B Medley director 711 MAIN ST, PO BOX 810, JASPER IN 47546
Jason M Kelly director 711 MAIN ST, JASPER IN 47546
Tyson J Wagler director 711 MAIN ST, P O BOX 810, JASPER IN 47546
Chris A Ramsey director 706 JEFFERSON STREET, TELL CITY IN 47586
Michael F Beckwith officer: EVP - Chief Banking Officer 711 MAIN ST, JASPER IN 47546
Angela Curry director 711 MAIN ST, P O BOX 810, JASPER IN 47546
Marc D Fine director 830 WINDSOR WOODS DRIVE, EVANSVILLE IN 47715
Mark A Schroeder director, officer: PRESIDENT / CEO LEGRE & BARNES, 9100 KEYSTONE CROSSING SUITE 800, INDIANAPOLIS IN 46240
Amy D Jackson officer: EVP, Chief Administrative Offi 711 MAIN ST, JASPER IN 47546