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Perpetual Federalvings Bank (Perpetual Federalvings Bank) Accounts Receivable : $1.94 Mil (As of Sep. 2007)


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What is Perpetual Federalvings Bank Accounts Receivable?

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Perpetual Federalvings Bank's accounts receivables for the quarter that ended in Sep. 2007 was $1.94 Mil.

Accounts receivable can be measured by Days Sales Outstanding. Perpetual Federalvings Bank's Days Sales Outstanding for the quarter that ended in Sep. 2007 was 88.11.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Perpetual Federalvings Bank's Net-Net Working Capital per share for the quarter that ended in Sep. 2007 was $-107.79.


Perpetual Federalvings Bank Accounts Receivable Historical Data

The historical data trend for Perpetual Federalvings Bank's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Perpetual Federalvings Bank Accounts Receivable Chart

Perpetual Federalvings Bank Annual Data
Trend Dec02 Sep04 Sep05 Sep06 Sep07
Accounts Receivable
1.83 1.65 1.84 2.01 1.94

Perpetual Federalvings Bank Quarterly Data
Mar03 Jun03 Sep03 Dec03 Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.01 2.04 1.97 2.03 1.94

Perpetual Federalvings Bank Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.


Perpetual Federalvings Bank Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Perpetual Federalvings Bank's Days Sales Outstanding for the quarter that ended in Sep. 2007 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=1.938/2.007*91
=88.11

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Perpetual Federalvings Bank's accounts receivable are only considered to be worth 75% of book value:

Perpetual Federalvings Bank's Net-Net Working Capital Per Share for the quarter that ended in Sep. 2007 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(24.005+0.75 * 1.938+0.5 * 0-291.682
-0-0)/2.46982
=-107.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


Perpetual Federalvings Bank Accounts Receivable Related Terms

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Perpetual Federalvings Bank (Perpetual Federalvings Bank) Business Description

Traded in Other Exchanges
N/A
Address
120 North Main Street, P.O. Box 71, Urbana, OH, USA, 43078
Perpetual Federal Savings Bank is a United States-based commercial bank. It is engaged in providing general banking services. It attracts deposits from the general public and uses these deposits to originate permanent mortgage loans secured for residential property, commercial and real estate loans.

Perpetual Federalvings Bank (Perpetual Federalvings Bank) Headlines