Perpetual Federalvings Bank (Perpetual Federalvings Bank) Cash-to-Debt : 0.43 (As of Sep. 2007)

View and export this data going back to . Start your Free Trial

What is Perpetual Federalvings Bank Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Perpetual Federalvings Bank's cash to debt ratio for the quarter that ended in Sep. 2007 was 0.43.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Perpetual Federalvings Bank couldn't pay off its debt using the cash in hand for the quarter that ended in Sep. 2007.

The historical rank and industry rank for Perpetual Federalvings Bank's Cash-to-Debt or its related term are showing as below:

PFOH's Cash-to-Debt is not ranked ^*
in the Banks industry.
Industry Median: 1.29
* Ranked among companies with meaningful Cash-to-Debt only.

Perpetual Federalvings Bank Cash-to-Debt Historical Data

The historical data trend for Perpetual Federalvings Bank's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

* Premium members only.

Perpetual Federalvings Bank Cash-to-Debt Chart

Perpetual Federalvings Bank Annual Data

Trend

Dec02

Sep04

Sep05

Sep06

Sep07

Cash-to-Debt

0.87

0.45

0.57

0.43

Perpetual Federalvings Bank Quarterly Data
	Mar03	Jun03	Sep03	Dec03	Mar04	Jun04	Sep04	Dec04	Mar05	Jun05	Sep05	Dec05	Mar06	Jun06	Sep06	Dec06	Mar07	Jun07	Sep07
Cash-to-Debt	Get a 7-Day Free Trial														0.57	0.49	0.62	0.42	0.43

Competitive Comparison of Perpetual Federalvings Bank's Cash-to-Debt

For the Banks - Regional subindustry, Perpetual Federalvings Bank's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Perpetual Federalvings Bank's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Perpetual Federalvings Bank's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Perpetual Federalvings Bank's Cash-to-Debt falls into.

Perpetual Federalvings Bank Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Perpetual Federalvings Bank's Cash to Debt Ratio for the fiscal year that ended in Sep. 2007 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	24.005	/	(0	+	56.407)
	=	0.43

Perpetual Federalvings Bank's Cash to Debt Ratio for the quarter that ended in Sep. 2007 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	24.005	/	(0	+	56.407)
	=	0.43

Perpetual Federalvings Bank (OTCPK:PFOH) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Perpetual Federalvings Bank Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of Perpetual Federalvings Bank's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

Perpetual Federalvings Bank (Perpetual Federalvings Bank) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Perpetual Federal Savings Bank (OTCPK:PFOH) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

120 North Main Street, P.O. Box 71, Urbana, OH, USA, 43078

Website

http://www.pfsb-urbana.com

Perpetual Federal Savings Bank is a United States-based commercial bank. It is engaged in providing general banking services. It attracts deposits from the general public and uses these deposits to originate permanent mortgage loans secured for residential property, commercial and real estate loans.

Perpetual Federalvings Bank (Perpetual Federalvings Bank) Headlines

From GuruFocus

SHAREHOLDER ALERT: Rigrodsky Law, P.A. Announces Investigation of Perpetual Savings Bank of Urbana Merger

By Marketwired Marketwired • 07-13-2021

SHAREHOLDER ALERT: Monteverde & Associates PC Announces an Investigation of Perpetual Federal Savings Bank - PFOH

By PRNewswire PRNewswire • 05-08-2021