VWF Bancorp (VWF Bancorp) Cash-to-Debt : 0.83 (As of Mar. 2024)

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What is VWF Bancorp Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. VWF Bancorp's cash to debt ratio for the quarter that ended in Mar. 2024 was 0.83.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, VWF Bancorp couldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2024.

The historical rank and industry rank for VWF Bancorp's Cash-to-Debt or its related term are showing as below:

VWFB' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.37 Med: 5026.23 Max: No Debt
Current: 0.83

During the past 3 years, VWF Bancorp's highest Cash to Debt Ratio was No Debt. The lowest was 0.37. And the median was 5026.23.

VWFB's Cash-to-Debt is ranked worse than
62.75% of 1420 companies
in the Banks industry
Industry Median: 1.295 vs VWFB: 0.83

VWF Bancorp Cash-to-Debt Historical Data

The historical data trend for VWF Bancorp's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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VWF Bancorp Cash-to-Debt Chart

VWF Bancorp Annual Data

Trend

Jun21

Jun22

Jun23

Cash-to-Debt

No Debt

0.89

VWF Bancorp Quarterly Data
	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
Cash-to-Debt	Get a 7-Day Free Trial								No Debt	0.89	0.85	0.37	0.83

Competitive Comparison of VWF Bancorp's Cash-to-Debt

For the Banks - Regional subindustry, VWF Bancorp's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

VWF Bancorp's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, VWF Bancorp's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where VWF Bancorp's Cash-to-Debt falls into.

VWF Bancorp Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

VWF Bancorp's Cash to Debt Ratio for the fiscal year that ended in Jun. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	5.516	/	(0	+	6.2)
	=	0.89

VWF Bancorp's Cash to Debt Ratio for the quarter that ended in Mar. 2024 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	20.543	/	(0	+	24.751)
	=	0.83

VWF Bancorp (OTCPK:VWFB) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

VWF Bancorp Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of VWF Bancorp's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

VWF Bancorp (VWF Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » VWF Bancorp Inc (OTCPK:VWFB) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

976 South Shannon Street, Van Wert, OH, USA, 45891

Website

https://www.vanwertfederal.com

VWF Bancorp Inc operates as a savings and loan holding company for Van Wert Federal Savings Bank. The firm, through its subsidiaries, engages in the business of making residential mortgage loans and accepting deposits.

Executives

Charles F Koch	director	976 SOUTH SHANNON STREET, VAN WERT OH 45891
Michael D Cahill	director, officer: President & CEO	5031 SWEETWATER PLACE, FORT WAYNE IN 46835
Andrew D. Holy	officer: Chief Risk Officer	976 SOUTH SHANNON STREET, VAN WERT OH 45891
Richard Wayne Brackin	officer: CFO & Treasurer	976 SOUTH SHANNON STREET, VAN WERT OH 45891
Andrea Myers	officer: Chief Administrative Officer	976 SOUTH SHANNON STREET, VAN WERT OH 45891
Thomas Turnwald	director	976 SOUTH SHANNON STREET, VAN WERT OH 45891
Jon Bagley	director	976 SOUTH SHANNON STREET, VAN WERT OH 45891
Mark K Schumm	officer: President and CEO	976 SOUTH SHANNON STREET, VAN WERT OH 45891
Michael Keysor	director	976 SOUTH SHANNON STREET, VAN WERT OH 45891
Kylee J Moody	officer: CFO	976 SOUTH SHANNON STREET, VAN WERT OH 45891
Gary L Clay	director, officer: Chairman of the Board	976 SOUTH SHANNON STREET, VAN WERT OH 45891

VWF Bancorp (VWF Bancorp) Headlines

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