VWF Bancorp (VWF Bancorp) Debt-to-Equity : 0.67 (As of Mar. 2024)

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What is VWF Bancorp Debt-to-Equity?

VWF Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was $0.00 Mil. VWF Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was $24.75 Mil. VWF Bancorp's Total Stockholders Equity for the quarter that ended in Mar. 2024 was $37.05 Mil. VWF Bancorp's debt to equity for the quarter that ended in Mar. 2024 was 0.67.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for VWF Bancorp's Debt-to-Equity or its related term are showing as below:

VWFB' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.02 Med: 0.35 Max: 0.67
Current: 0.67

During the past 3 years, the highest Debt-to-Equity Ratio of VWF Bancorp was 0.67. The lowest was 0.02. And the median was 0.35.

VWFB's Debt-to-Equity is ranked worse than
50.54% of 1397 companies
in the Banks industry
Industry Median: 0.65 vs VWFB: 0.67

VWF Bancorp Debt-to-Equity Historical Data

The historical data trend for VWF Bancorp's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

VWF Bancorp Debt-to-Equity Chart

VWF Bancorp Annual Data

Trend

Jun21

Jun22

Jun23

Debt-to-Equity

0.16

VWF Bancorp Quarterly Data
	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
Debt-to-Equity	Get a 7-Day Free Trial								-	0.16	0.35	0.44	0.67

Competitive Comparison of VWF Bancorp's Debt-to-Equity

For the Banks - Regional subindustry, VWF Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

VWF Bancorp's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, VWF Bancorp's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where VWF Bancorp's Debt-to-Equity falls into.

VWF Bancorp Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

VWF Bancorp's Debt to Equity Ratio for the fiscal year that ended in Jun. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	6.2)	/	38.498
	=	0.16

VWF Bancorp's Debt to Equity Ratio for the quarter that ended in Mar. 2024 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	24.751)	/	37.045
	=	0.67

VWF Bancorp (OTCPK:VWFB) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

VWF Bancorp Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of VWF Bancorp's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

VWF Bancorp (VWF Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » VWF Bancorp Inc (OTCPK:VWFB) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

976 South Shannon Street, Van Wert, OH, USA, 45891

Website

https://www.vanwertfederal.com

VWF Bancorp Inc operates as a savings and loan holding company for Van Wert Federal Savings Bank. The firm, through its subsidiaries, engages in the business of making residential mortgage loans and accepting deposits.

Executives

Charles F Koch	director	976 SOUTH SHANNON STREET, VAN WERT OH 45891
Michael D Cahill	director, officer: President & CEO	5031 SWEETWATER PLACE, FORT WAYNE IN 46835
Andrew D. Holy	officer: Chief Risk Officer	976 SOUTH SHANNON STREET, VAN WERT OH 45891
Richard Wayne Brackin	officer: CFO & Treasurer	976 SOUTH SHANNON STREET, VAN WERT OH 45891
Andrea Myers	officer: Chief Administrative Officer	976 SOUTH SHANNON STREET, VAN WERT OH 45891
Thomas Turnwald	director	976 SOUTH SHANNON STREET, VAN WERT OH 45891
Jon Bagley	director	976 SOUTH SHANNON STREET, VAN WERT OH 45891
Mark K Schumm	officer: President and CEO	976 SOUTH SHANNON STREET, VAN WERT OH 45891
Michael Keysor	director	976 SOUTH SHANNON STREET, VAN WERT OH 45891
Kylee J Moody	officer: CFO	976 SOUTH SHANNON STREET, VAN WERT OH 45891
Gary L Clay	director, officer: Chairman of the Board	976 SOUTH SHANNON STREET, VAN WERT OH 45891

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