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Eagle Bancorp Montana (Eagle Bancorp Montana) Cyclically Adjusted Book per Share : $21.17 (As of Dec. 2023)


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What is Eagle Bancorp Montana Cyclically Adjusted Book per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Eagle Bancorp Montana's adjusted book value per share for the three months ended in Dec. 2023 was $21.115. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $21.17 for the trailing ten years ended in Dec. 2023.

During the past 12 months, Eagle Bancorp Montana's average Cyclically Adjusted Book Growth Rate was 5.30% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 8.10% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 6.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Eagle Bancorp Montana was 8.10% per year. The lowest was 6.10% per year. And the median was 6.90% per year.

As of today (2024-05-01), Eagle Bancorp Montana's current stock price is $12.74. Eagle Bancorp Montana's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2023 was $21.17. Eagle Bancorp Montana's Cyclically Adjusted PB Ratio of today is 0.60.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Eagle Bancorp Montana was 1.51. The lowest was 0.55. And the median was 1.06.


Eagle Bancorp Montana Cyclically Adjusted Book per Share Historical Data

The historical data trend for Eagle Bancorp Montana's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Eagle Bancorp Montana Cyclically Adjusted Book per Share Chart

Eagle Bancorp Montana Annual Data
Trend Jun14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.44 16.77 18.65 20.11 21.17

Eagle Bancorp Montana Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.52 20.84 21.11 21.17 -

Competitive Comparison of Eagle Bancorp Montana's Cyclically Adjusted Book per Share

For the Banks - Regional subindustry, Eagle Bancorp Montana's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eagle Bancorp Montana's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Eagle Bancorp Montana's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Eagle Bancorp Montana's Cyclically Adjusted PB Ratio falls into.



Eagle Bancorp Montana Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Eagle Bancorp Montana's adjusted Book Value per Share data for the three months ended in Dec. 2023 was:

Adj_Book= Book Value per Share /CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=21.115/129.4194*129.4194
=21.115

Current CPI (Dec. 2023) = 129.4194.

Eagle Bancorp Montana Quarterly Data

Book Value per Share CPI Adj_Book
201403 12.632 99.695 16.398
201406 13.203 100.560 16.992
201409 13.617 100.428 17.548
201412 0.000 99.070 0.000
201503 14.340 99.621 18.629
201506 14.048 100.684 18.057
201509 14.410 100.392 18.577
201512 14.671 99.792 19.027
201603 15.001 100.470 19.323
201606 15.612 101.688 19.870
201609 15.885 101.861 20.183
201612 15.599 101.863 19.819
201703 15.751 102.862 19.818
201706 16.299 103.349 20.410
201709 16.620 104.136 20.655
201712 16.678 104.011 20.752
201803 16.656 105.290 20.473
201806 16.813 106.317 20.466
201809 16.847 106.507 20.471
201812 17.308 105.998 21.132
201903 17.459 107.251 21.068
201906 18.067 108.070 21.636
201909 18.809 108.329 22.471
201912 18.941 108.420 22.610
202003 19.608 108.902 23.302
202006 20.759 108.767 24.701
202009 21.812 109.815 25.706
202012 22.572 109.897 26.582
202103 22.999 111.754 26.634
202106 22.540 114.631 25.448
202109 23.097 115.734 25.828
202112 23.066 117.630 25.378
202203 21.438 121.301 22.873
202206 20.131 125.017 20.840
202209 18.940 125.227 19.574
202212 19.787 125.222 20.450
202303 20.362 127.348 20.693
202306 20.371 128.729 20.480
202309 19.688 129.860 19.621
202312 21.115 129.419 21.115

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.


Eagle Bancorp Montana  (NAS:EBMT) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Eagle Bancorp Montana's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=12.74/21.17
=0.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Eagle Bancorp Montana was 1.51. The lowest was 0.55. And the median was 1.06.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Eagle Bancorp Montana Cyclically Adjusted Book per Share Related Terms

Thank you for viewing the detailed overview of Eagle Bancorp Montana's Cyclically Adjusted Book per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Eagle Bancorp Montana (Eagle Bancorp Montana) Business Description

Industry
Traded in Other Exchanges
Address
1400 Prospect Avenue, P.O. Box 4999, Helena, MT, USA, 59601
Eagle Bancorp Montana Inc operates as a bank holding company. It provides loan and deposit services. The company focuses on residential loans, commercial real estate loans, commercial loans, consumer loans, and home equity loan products. The bank also offers deposit accounts which include checking, savings, money market, individual retirement accounts, and certificates of deposit accounts.
Executives
Thomas J Mccarvel director 1400 PROSPECT AVE, HELENA MT 59601
Kenneth M Walsh director 1400 PROSPECT AVE., HELENA MT 59601
Laura Clark officer: SVP/CFO 1400 PROSPECT AVENUE, HELENA MT 59601
Peter Joseph Johnson director, officer: President & CEO 1400 PROSPECT AVE, HELENA MT 59601
Cynthia A Utterback director 1400 PROSPECT AVENUE, HELENA MT 59601
Chantelle Nash officer: SVP/Chief Risk Officer 1400 PROSPECT AVENUE, HELENA MT 59601
Mark A O'neill officer: SVP-Chief Lending Officer 1400 PROSPECT AVENUE, HELENA MT 59601
Patrick D Rensmon officer: SVP-Chief Information Officer 1400 PROSPECT AVENUE, HELENA MT 59601
Rick Hays director 1400 PROSPECT AVENUE, HELENA MT 59601
Samuel Waters director 1400 PROSPECT AVE, HELENA MT 59601
Miranda Spaulding officer: SVP - CFO 1400 PROSPECT AVENUE, HELENA MT 59601
Tanya Chemodurow director 1400 PROSPECT AVENUE, HELENA MT 59601
Alana M Binde officer: SVP-Chief Human Resource Offcr 1400 PROSPECT AVENUE, HELENA MT 59601
Jensen Corey director 1400 PROSPECT AVENUE, HELENA MT 59601
Linda M Chilton officer: SVP-Chief Retail Offcr 1400 PROSPECT AVENUE, HELENA MT 59601

Eagle Bancorp Montana (Eagle Bancorp Montana) Headlines

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