Eagle Bancorp Montana (Eagle Bancorp Montana) Debt-to-Equity : 1.39 (As of Dec. 2023)

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What is Eagle Bancorp Montana Debt-to-Equity?

Eagle Bancorp Montana's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $0.00 Mil. Eagle Bancorp Montana's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $234.74 Mil. Eagle Bancorp Montana's Total Stockholders Equity for the quarter that ended in Dec. 2023 was $169.27 Mil. Eagle Bancorp Montana's debt to equity for the quarter that ended in Dec. 2023 was 1.39.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Eagle Bancorp Montana's Debt-to-Equity or its related term are showing as below:

EBMT' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.22 Med: 1.18 Max: 1.64
Current: 1.4

During the past 13 years, the highest Debt-to-Equity Ratio of Eagle Bancorp Montana was 1.64. The lowest was 0.22. And the median was 1.18.

EBMT's Debt-to-Equity is ranked worse than
74.5% of 1392 companies
in the Banks industry
Industry Median: 0.68 vs EBMT: 1.40

Eagle Bancorp Montana Debt-to-Equity Historical Data

The historical data trend for Eagle Bancorp Montana's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Eagle Bancorp Montana Debt-to-Equity Chart

Eagle Bancorp Montana Annual Data

Trend

Jun14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

Get a 7-Day Free Trial

0.93

0.31

0.22

0.81

1.39

Eagle Bancorp Montana Quarterly Data
	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
Debt-to-Equity	Get a 7-Day Free Trial															1.11	1.54	1.65	1.39	1.40

Competitive Comparison of Eagle Bancorp Montana's Debt-to-Equity

For the Banks - Regional subindustry, Eagle Bancorp Montana's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Eagle Bancorp Montana's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Eagle Bancorp Montana's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Eagle Bancorp Montana's Debt-to-Equity falls into.

Eagle Bancorp Montana Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Eagle Bancorp Montana's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	234.736)	/	169.273
	=	1.39

Eagle Bancorp Montana's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	234.736)	/	169.273
	=	1.39

Eagle Bancorp Montana (NAS:EBMT) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Eagle Bancorp Montana Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of Eagle Bancorp Montana's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

Eagle Bancorp Montana (Eagle Bancorp Montana) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Eagle Bancorp Montana Inc (NAS:EBMT) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

8F5:Germany

Address

1400 Prospect Avenue, P.O. Box 4999, Helena, MT, USA, 59601

Website

https://www.opportunitybank.com

Eagle Bancorp Montana Inc operates as a bank holding company. It provides loan and deposit services. The company focuses on residential loans, commercial real estate loans, commercial loans, consumer loans, and home equity loan products. The bank also offers deposit accounts which include checking, savings, money market, individual retirement accounts, and certificates of deposit accounts.

Executives

Thomas J Mccarvel	director	1400 PROSPECT AVE, HELENA MT 59601
Kenneth M Walsh	director	1400 PROSPECT AVE., HELENA MT 59601
Laura Clark	officer: SVP/CFO	1400 PROSPECT AVENUE, HELENA MT 59601
Peter Joseph Johnson	director, officer: President & CEO	1400 PROSPECT AVE, HELENA MT 59601
Cynthia A Utterback	director	1400 PROSPECT AVENUE, HELENA MT 59601
Chantelle Nash	officer: SVP/Chief Risk Officer	1400 PROSPECT AVENUE, HELENA MT 59601
Mark A O'neill	officer: SVP-Chief Lending Officer	1400 PROSPECT AVENUE, HELENA MT 59601
Patrick D Rensmon	officer: SVP-Chief Information Officer	1400 PROSPECT AVENUE, HELENA MT 59601
Rick Hays	director	1400 PROSPECT AVENUE, HELENA MT 59601
Samuel Waters	director	1400 PROSPECT AVE, HELENA MT 59601
Miranda Spaulding	officer: SVP - CFO	1400 PROSPECT AVENUE, HELENA MT 59601
Tanya Chemodurow	director	1400 PROSPECT AVENUE, HELENA MT 59601
Alana M Binde	officer: SVP-Chief Human Resource Offcr	1400 PROSPECT AVENUE, HELENA MT 59601
Jensen Corey	director	1400 PROSPECT AVENUE, HELENA MT 59601
Linda M Chilton	officer: SVP-Chief Retail Offcr	1400 PROSPECT AVENUE, HELENA MT 59601