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Powszechny Zaklad Ubezpieczen (Powszechny Zaklad Ubezpieczen) Cyclically Adjusted Book per Share : $7.83 (As of Mar. 2024)


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What is Powszechny Zaklad Ubezpieczen Cyclically Adjusted Book per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Powszechny Zaklad Ubezpieczen's adjusted book value per share for the three months ended in Mar. 2024 was $9.250. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $7.83 for the trailing ten years ended in Mar. 2024.

During the past 12 months, Powszechny Zaklad Ubezpieczen's average Cyclically Adjusted Book Growth Rate was 6.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 12.50% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 11.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Powszechny Zaklad Ubezpieczen was 12.50% per year. The lowest was 6.90% per year. And the median was 10.95% per year.

As of today (2024-05-25), Powszechny Zaklad Ubezpieczen's current stock price is $12.00. Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2024 was $7.83. Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PB Ratio of today is 1.53.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Powszechny Zaklad Ubezpieczen was 2.70. The lowest was 0.84. And the median was 1.54.


Powszechny Zaklad Ubezpieczen Cyclically Adjusted Book per Share Historical Data

The historical data trend for Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Powszechny Zaklad Ubezpieczen Cyclically Adjusted Book per Share Chart

Powszechny Zaklad Ubezpieczen Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.63 4.24 7.14 4.02 7.93

Powszechny Zaklad Ubezpieczen Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.28 7.60 7.09 7.93 7.83

Competitive Comparison of Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Book per Share

For the Insurance - Property & Casualty subindustry, Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PB Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PB Ratio falls into.



Powszechny Zaklad Ubezpieczen Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Powszechny Zaklad Ubezpieczen's adjusted Book Value per Share data for the three months ended in Mar. 2024 was:

Adj_Book= Book Value per Share /CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=9.25/149.0435*149.0435
=9.250

Current CPI (Mar. 2024) = 149.0435.

Powszechny Zaklad Ubezpieczen Quarterly Data

Book Value per Share CPI Adj_Book
201406 3.520 101.180 5.185
201409 3.775 100.611 5.592
201412 3.890 100.122 5.791
201503 4.160 100.041 6.198
201506 3.501 100.448 5.195
201509 3.653 99.634 5.465
201512 3.818 99.471 5.721
201603 6.013 98.983 9.054
201606 5.284 99.552 7.911
201609 5.556 99.064 8.359
201612 5.831 100.366 8.659
201703 6.258 101.018 9.233
201706 5.905 101.180 8.698
201709 6.242 101.343 9.180
201712 6.553 102.564 9.523
201803 6.678 102.564 9.704
201806 5.961 103.378 8.594
201809 6.360 103.378 9.169
201812 6.699 103.785 9.620
201903 7.091 104.274 10.136
201906 6.424 105.983 9.034
201909 6.890 105.983 9.689
201912 7.258 107.123 10.098
202003 7.271 109.076 9.935
202006 7.620 109.402 10.381
202009 8.030 109.320 10.948
202012 8.429 109.565 11.466
202103 5.723 112.658 7.571
202106 4.997 113.960 6.535
202109 5.152 115.588 6.643
202112 6.520 119.088 8.160
202203 5.012 125.031 5.975
202206 4.422 131.705 5.004
202209 4.601 135.531 5.060
202212 7.729 139.113 8.281
202303 8.075 145.950 8.246
202306 7.915 147.009 8.025
202309 8.472 146.113 8.642
202312 8.869 147.741 8.947
202403 9.250 149.044 9.250

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.


Powszechny Zaklad Ubezpieczen  (OTCPK:PWZYF) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=12.00/7.83
=1.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Powszechny Zaklad Ubezpieczen was 2.70. The lowest was 0.84. And the median was 1.54.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Powszechny Zaklad Ubezpieczen Cyclically Adjusted Book per Share Related Terms

Thank you for viewing the detailed overview of Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Book per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Powszechny Zaklad Ubezpieczen (Powszechny Zaklad Ubezpieczen) Business Description

Traded in Other Exchanges
Address
Al. Jana Pawla II 24, Warsaw, POL, 00-133
Powszechny Zaklad Ubezpieczen SA is a property and casualty insurance company that operates in the Central and Eastern European region with an emphasis on the Polish market. The company's main strategic objectives include stable financial results, broad growth, and innovation. The vast majority of Powszechny's revenue is generated from gross written premiums, followed by results of its investment activities. The company serves clients through its own agency network along with sales through external agency centers.