Powszechny Zaklad Ubezpieczen (Powszechny Zaklad Ubezpieczen) Debt-to-Equity : 0.86 (As of Sep. 2023)

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What is Powszechny Zaklad Ubezpieczen Debt-to-Equity?

Powszechny Zaklad Ubezpieczen's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2023 was $0 Mil. Powszechny Zaklad Ubezpieczen's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2023 was $6,137 Mil. Powszechny Zaklad Ubezpieczen's Total Stockholders Equity for the quarter that ended in Sep. 2023 was $7,178 Mil. Powszechny Zaklad Ubezpieczen's debt to equity for the quarter that ended in Sep. 2023 was 0.86.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Powszechny Zaklad Ubezpieczen's Debt-to-Equity or its related term are showing as below:

PWZYF' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.85 Med: 1.18 Max: 1.62
Current: 0.85

During the past 13 years, the highest Debt-to-Equity Ratio of Powszechny Zaklad Ubezpieczen was 1.62. The lowest was 0.85. And the median was 1.18.

PWZYF's Debt-to-Equity is ranked worse than
86.46% of 384 companies
in the Insurance industry
Industry Median: 0.24 vs PWZYF: 0.85

Powszechny Zaklad Ubezpieczen Debt-to-Equity Historical Data

The historical data trend for Powszechny Zaklad Ubezpieczen's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Powszechny Zaklad Ubezpieczen Debt-to-Equity Chart

Powszechny Zaklad Ubezpieczen Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

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1.40

1.18

0.89

0.92

0.85

Powszechny Zaklad Ubezpieczen Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Debt-to-Equity	Get a 7-Day Free Trial															0.92	0.79	0.83	0.86	0.85

Competitive Comparison of Powszechny Zaklad Ubezpieczen's Debt-to-Equity

For the Insurance - Property & Casualty subindustry, Powszechny Zaklad Ubezpieczen's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Powszechny Zaklad Ubezpieczen's Debt-to-Equity Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Powszechny Zaklad Ubezpieczen's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Powszechny Zaklad Ubezpieczen's Debt-to-Equity falls into.

Powszechny Zaklad Ubezpieczen Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Powszechny Zaklad Ubezpieczen's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	6384.109)	/	7513.867
	=	0.85

Powszechny Zaklad Ubezpieczen's Debt to Equity Ratio for the quarter that ended in Sep. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	6137.084)	/	7177.742
	=	0.86

Powszechny Zaklad Ubezpieczen (OTCPK:PWZYF) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Powszechny Zaklad Ubezpieczen Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of Powszechny Zaklad Ubezpieczen's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

Powszechny Zaklad Ubezpieczen (Powszechny Zaklad Ubezpieczen) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Powszechny Zaklad Ubezpieczen SA (OTCPK:PWZYF) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

PZU:Poland 0MYY:UK 7PZ:Germany

Address

Al. Jana Pawla II 24, Warsaw, POL, 00-133

Website

http://www.pzu.pl

Powszechny Zaklad Ubezpieczen SA is a property and casualty insurance company that operates in the Central and Eastern European region with an emphasis on the Polish market. The company's main strategic objectives include stable financial results, broad growth, and innovation. The vast majority of Powszechny's revenue is generated from gross written premiums, followed by results of its investment activities. The company serves clients through its own agency network along with sales through external agency centers.