SELECT * FROM `stock_list` WHERE `symbol` = "EFSI" and stock_list.exchange IN (SELECT exchange FROM gurufocu_main.stock_list_exchanges where country='USA' and active=1) limit 0,1
SELECT * FROM `stock_list` where symbol='EFSI' AND exchange = 'OTCPK' limit 0,1
SELECT * FROM `stock_list` WHERE `symbol` = "EFSI" and stock_list.exchange IN (SELECT exchange FROM gurufocu_main.stock_list_exchanges where country='USA' and active=1) limit 0,1 EFSI (Eagle Financial Services) Cyclically Adjusted PB Rati
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Eagle Financial Services Inc (OTCPK:EFSI) » Definitions » Cyclically Adjusted PB Ratio

Eagle Financial Services (Eagle Financial Services) Cyclically Adjusted PB Ratio : 0.91 (As of May. 01, 2024)


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What is Eagle Financial Services Cyclically Adjusted PB Ratio?

As of today (2024-05-01), Eagle Financial Services's current share price is $28.10. Eagle Financial Services's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2023 was $30.74. Eagle Financial Services's Cyclically Adjusted PB Ratio for today is 0.91.

The historical rank and industry rank for Eagle Financial Services's Cyclically Adjusted PB Ratio or its related term are showing as below:

EFSI' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.91   Med: 1.34   Max: 1.79
Current: 0.91

During the past years, Eagle Financial Services's highest Cyclically Adjusted PB Ratio was 1.79. The lowest was 0.91. And the median was 1.34.

EFSI's Cyclically Adjusted PB Ratio is ranked better than
50.59% of 1182 companies
in the Banks industry
Industry Median: 0.92 vs EFSI: 0.91

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Eagle Financial Services's adjusted book value per share data for the three months ended in Dec. 2023 was $30.782. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $30.74 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Eagle Financial Services Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Eagle Financial Services's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Eagle Financial Services Cyclically Adjusted PB Ratio Chart

Eagle Financial Services Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.35 1.21 1.28 1.23 0.98

Eagle Financial Services Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.13 1.00 1.04 0.98 -

Competitive Comparison of Eagle Financial Services's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, Eagle Financial Services's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eagle Financial Services's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Eagle Financial Services's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Eagle Financial Services's Cyclically Adjusted PB Ratio falls into.



Eagle Financial Services Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Eagle Financial Services's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=28.10/30.74
=0.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eagle Financial Services's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, Eagle Financial Services's adjusted Book Value per Share data for the three months ended in Dec. 2023 was:

Adj_Book=Book Value per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=30.782/129.4194*129.4194
=30.782

Current CPI (Dec. 2023) = 129.4194.

Eagle Financial Services Quarterly Data

Book Value per Share CPI Adj_Book
201403 19.966 99.695 25.919
201406 20.506 100.560 26.391
201409 20.629 100.428 26.584
201412 21.114 99.070 27.582
201503 21.411 99.621 27.815
201506 21.152 100.684 27.189
201509 22.118 100.392 28.513
201512 22.237 99.792 28.839
201603 22.582 100.470 29.089
201606 22.949 101.688 29.207
201609 23.149 101.861 29.412
201612 22.898 101.863 29.093
201703 23.192 102.862 29.180
201706 23.885 103.349 29.910
201709 24.173 104.136 30.042
201712 24.302 104.011 30.239
201803 24.001 105.290 29.501
201806 24.413 106.317 29.718
201809 24.420 106.507 29.673
201812 25.421 105.998 31.038
201903 26.357 107.251 31.805
201906 27.027 108.070 32.366
201909 27.512 108.329 32.868
201912 28.083 108.420 33.522
202003 29.293 108.902 34.812
202006 29.788 108.767 35.444
202009 30.654 109.815 36.126
202012 30.858 109.897 36.340
202103 30.634 111.754 35.476
202106 31.254 114.631 35.286
202109 31.834 115.734 35.598
202112 31.927 117.630 35.127
202203 29.365 121.301 31.330
202206 28.579 125.017 29.585
202209 28.222 125.227 29.167
202212 29.148 125.222 30.125
202303 30.191 127.348 30.682
202306 29.468 128.729 29.626
202309 28.738 129.860 28.641
202312 30.782 129.419 30.782

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Eagle Financial Services  (OTCPK:EFSI) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Eagle Financial Services Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Eagle Financial Services's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Eagle Financial Services (Eagle Financial Services) Business Description

Traded in Other Exchanges
N/A
Address
2 East Main Street, P.O. Box 391, Berryville, VA, USA, 22611
Eagle Financial Services Inc is a locally owned and managed financial institution. It offers retail and commercial banking services, including demand, savings and time deposits and consumer, mortgage, and commercial loans. It also offers telephone banking, internet banking, and mobile banking to its customers. The Company has two reportable operating segments, community banking and marine lending. Bank generates its majority revenue from Community Banking Interest Income.
Executives
Debra L Purrington officer: EXECUTIVE OFFICER PO BOX 391, BERRYVILLE VA 22611
John R Milleson director, officer: EXECUTIVE OFFICER
Brandon Craig Lorey director, officer: EXECUTIVE OFFICER PO BOX 391, BERRYVILLE VA 22611
Marianne Schmidt officer: EXECUTIVE OFFICER PO BOX 391, BERRYVILLE VA 22611
Herve A Bonnet officer: EXECUTIVE OFFICER PO BOX 391, BERRYVILLE VA 22611
Tatiana C Matthews director PO BOX 391, BERRYVILLE VA 22611
Edward Iii Hill director PO BOX 391, BERRYVILLE VA 22611
Kathleen S Croson officer: EXECUTIVE OFFICER PO BOX 391, BERRYVILLE VA 22611
Todd A Braithwaite officer: EXECUTIVE OFFICER PO BOX 391, BERRYVILLE VA 22611
George James S Ii officer: EXECUTIVE OFFICER PO BOX 391, BERRYVILLE VA 22611
Aaron M Poffinberger officer: EXECUTIVE OFFICER PO BOX 391, BERRYVILLE VA 22611
Scott M Hamberger director PO BOX 391, BERRYVILLE VA 22611
Wilkins James R Jr director
Thomas T Gilpin director
Thomas T Byrd director