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Old Second Bancorp (FRA:OSB) Cyclically Adjusted Price-to-FCF : 9.15 (As of Jun. 01, 2024)


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What is Old Second Bancorp Cyclically Adjusted Price-to-FCF?

As of today (2024-06-01), Old Second Bancorp's current share price is €12.90. Old Second Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 was €1.41. Old Second Bancorp's Cyclically Adjusted Price-to-FCF for today is 9.15.

The historical rank and industry rank for Old Second Bancorp's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

FRA:OSB' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 1.89   Med: 6.13   Max: 12.5
Current: 9.11

During the past years, Old Second Bancorp's highest Cyclically Adjusted Price-to-FCF was 12.50. The lowest was 1.89. And the median was 6.13.

FRA:OSB's Cyclically Adjusted Price-to-FCF is ranked worse than
63.66% of 831 companies
in the Banks industry
Industry Median: 7.29 vs FRA:OSB: 9.11

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Old Second Bancorp's adjusted free cash flow per share data for the three months ended in Mar. 2024 was €0.904. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is €1.41 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Old Second Bancorp Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Old Second Bancorp's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Old Second Bancorp Cyclically Adjusted Price-to-FCF Chart

Old Second Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.85 6.79 8.62 11.36 11.23

Old Second Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.36 9.87 9.26 11.23 8.92

Competitive Comparison of Old Second Bancorp's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Old Second Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Old Second Bancorp's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Old Second Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Old Second Bancorp's Cyclically Adjusted Price-to-FCF falls into.



Old Second Bancorp Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Old Second Bancorp's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=12.90/1.41
=9.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Old Second Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Old Second Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2024 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=0.904/131.7762*131.7762
=0.904

Current CPI (Mar. 2024) = 131.7762.

Old Second Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201406 -0.395 100.560 -0.518
201409 0.140 100.428 0.184
201412 0.210 99.070 0.279
201503 0.098 99.621 0.130
201506 0.103 100.684 0.135
201509 0.237 100.392 0.311
201512 0.165 99.792 0.218
201603 0.090 100.470 0.118
201606 0.129 101.688 0.167
201609 0.261 101.861 0.338
201612 0.296 101.863 0.383
201703 0.201 102.862 0.257
201706 0.820 103.349 1.046
201709 -0.178 104.136 -0.225
201712 0.235 104.011 0.298
201803 0.243 105.290 0.304
201806 0.509 106.317 0.631
201809 0.333 106.507 0.412
201812 0.398 105.998 0.495
201903 0.364 107.251 0.447
201906 0.763 108.070 0.930
201909 -0.099 108.329 -0.120
201912 0.367 108.420 0.446
202003 0.246 108.902 0.298
202006 0.334 108.767 0.405
202009 -0.148 109.815 -0.178
202012 0.207 109.897 0.248
202103 0.432 111.754 0.509
202106 0.250 114.631 0.287
202109 0.754 115.734 0.859
202112 -0.533 117.630 -0.597
202203 0.000 121.301 0.000
202206 0.535 125.017 0.564
202209 0.711 125.227 0.748
202212 0.743 125.222 0.782
202303 0.700 127.348 0.724
202306 -0.628 128.729 -0.643
202309 1.580 129.860 1.603
202312 0.503 129.419 0.512
202403 0.904 131.776 0.904

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Old Second Bancorp  (FRA:OSB) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Old Second Bancorp Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Old Second Bancorp's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Old Second Bancorp (FRA:OSB) Business Description

Industry
Traded in Other Exchanges
Address
37 South River Street, Aurora, IL, USA, 60507
Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The company's revenue consists of interest, commission, payments, and other income.