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Old Second Bancorp (FRA:OSB) Scaled Net Operating Assets : -0.06 (As of Mar. 2024)


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What is Old Second Bancorp Scaled Net Operating Assets?

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Old Second Bancorp's operating assets for the quarter that ended in Mar. 2024 was €4,001.2 Mil. Old Second Bancorp's operating liabilities for the quarter that ended in Mar. 2024 was €4,337.6 Mil. Old Second Bancorp's Total Assets for the quarter that ended in Dec. 2023 was €5,247.8 Mil. Therefore, Old Second Bancorp's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2024 was -0.06.

Old Second Bancorp Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Old Second Bancorp's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2023 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2023 )
=(Operating Assets (A: Dec. 2023 )-Operating Liabilities (A: Dec. 2023 ))/Total Assets (A: Dec. 2022 )
=(5155.974-4268.968)/5558.571
=0.16

where

Operating Assets(A: Dec. 2023 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=5247.807 - 91.833
=5155.974

Operating Liabilities(A: Dec. 2023 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=4718.44 - 78.087 - 371.385
=4268.968

Old Second Bancorp's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2024 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2024 )
=(Operating Assets (Q: Mar. 2024 )-Operating Liabilities (Q: Mar. 2024 ))/Total Assets (Q: Dec. 2023 )
=(4001.247-4337.558)/5247.807
=-0.06

where

Operating Assets(Q: Mar. 2024 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=5166.786 - 1165.539
=4001.247

Operating Liabilities(Q: Mar. 2024 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=4618.32 - 78.362 - 202.4
=4337.558

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Old Second Bancorp (FRA:OSB) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Old Second Bancorp Inc (FRA:OSB) » Definitions » Scaled Net Operating Assets
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Traded in Other Exchanges
OSBC:USA
Address
37 South River Street, Aurora, IL, USA, 60507
Website
https://www.oldsecond.com
Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The company's revenue consists of interest, commission, payments, and other income.