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Waterstone Financial (Waterstone Financial) Cyclically Adjusted Price-to-FCF : 9.76 (As of May. 16, 2024)


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What is Waterstone Financial Cyclically Adjusted Price-to-FCF?

As of today (2024-05-16), Waterstone Financial's current share price is $12.69. Waterstone Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 was $1.30. Waterstone Financial's Cyclically Adjusted Price-to-FCF for today is 9.76.

The historical rank and industry rank for Waterstone Financial's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

WSBF' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 7.26   Med: 47.32   Max: 640
Current: 9.74

During the past years, Waterstone Financial's highest Cyclically Adjusted Price-to-FCF was 640.00. The lowest was 7.26. And the median was 47.32.

WSBF's Cyclically Adjusted Price-to-FCF is ranked worse than
64.35% of 833 companies
in the Banks industry
Industry Median: 7.59 vs WSBF: 9.74

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Waterstone Financial's adjusted free cash flow per share data for the three months ended in Mar. 2024 was $-0.543. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $1.30 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Waterstone Financial Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Waterstone Financial's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Waterstone Financial Cyclically Adjusted Price-to-FCF Chart

Waterstone Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 44.48 186.46 37.11 10.76 10.58

Waterstone Financial Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.20 11.45 8.01 10.58 9.36

Competitive Comparison of Waterstone Financial's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Waterstone Financial's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Waterstone Financial's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Waterstone Financial's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Waterstone Financial's Cyclically Adjusted Price-to-FCF falls into.



Waterstone Financial Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Waterstone Financial's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=12.69/1.3
=9.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Waterstone Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Waterstone Financial's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2024 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=-0.543/131.7762*131.7762
=-0.543

Current CPI (Mar. 2024) = 131.7762.

Waterstone Financial Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201406 -1.463 100.560 -1.917
201409 0.866 100.428 1.136
201412 0.627 99.070 0.834
201503 -1.140 99.621 -1.508
201506 -0.986 100.684 -1.290
201509 2.615 100.392 3.433
201512 -0.794 99.792 -1.048
201603 2.051 100.470 2.690
201606 -3.297 101.688 -4.273
201609 -0.128 101.861 -0.166
201612 0.437 101.863 0.565
201703 3.760 102.862 4.817
201706 -2.288 103.349 -2.917
201709 1.136 104.136 1.438
201712 1.184 104.011 1.500
201803 0.704 105.290 0.881
201806 -0.197 106.317 -0.244
201809 -1.413 106.507 -1.748
201812 2.296 105.998 2.854
201903 0.652 107.251 0.801
201906 -4.431 108.070 -5.403
201909 1.119 108.329 1.361
201912 1.052 108.420 1.279
202003 -1.480 108.902 -1.791
202006 -3.948 108.767 -4.783
202009 0.715 109.815 0.858
202012 0.940 109.897 1.127
202103 2.469 111.754 2.911
202106 0.714 114.631 0.821
202109 1.951 115.734 2.221
202112 0.766 117.630 0.858
202203 6.112 121.301 6.640
202206 -1.114 125.017 -1.174
202209 0.785 125.227 0.826
202212 3.389 125.222 3.566
202303 -1.667 127.348 -1.725
202306 -1.794 128.729 -1.836
202309 2.235 129.860 2.268
202312 -0.073 129.419 -0.074
202403 -0.543 131.776 -0.543

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Waterstone Financial  (NAS:WSBF) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Waterstone Financial Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Waterstone Financial's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Waterstone Financial (Waterstone Financial) Business Description

Traded in Other Exchanges
Address
11200 West Plank Court, Wauwatosa, WI, USA, 53226
Waterstone Financial Inc is a holding company. Through its subsidiaries, It operates in two segments: Community Banking and Mortgage Banking. The community banking segment provides consumer and business banking products and services to customers, which include various types of loans, deposits, and personal investment services. The Mortgage Banking segment involves residential mortgage loans for the primary purpose of sale in the secondary market. The vast majority of its revenue comes from the community banking segment.
Executives
Douglas S Gordon director, officer: CEO C/O WAUWATOSA HOLDINGS INC, 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3520
Ryan J Gordon officer: EVP/Chief Credit Officer 11200 WEST PLANK CT., WAUWATOSA WI 53226
Michael L Hansen director C/O WAUWATOSA HOLDINGS, INC., 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3250
Thomas E Dalum director C/O WAUWATOSA HOLDINGS, INC., 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3250
William F Bruss officer: COO, General Counsel 11200 W PLANK COURT, WAUWATOSA WI 53226
Ellen Syburg Bartel director 730 PLANKINTON 3B, MILWAUKEE WI 53203
Mark Raymond Gerke officer: VP/Controller 5749 N. KENT AVENUE, WHITEFISH BAY WI 53217
Derek L Tyus director 11200 WEST PLANK COURT, WAUWATOSA WI 53226
Jeffrey R Mcguiness officer: Subsidary President 11200 WEST PLANK COURT, WAUWATOSA WI 53226
Patrick S Lawton director C/O WAUWATOSA HOLDINGS, INC., 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3250
Eric J Egenhoefer officer: Subsidiary President 11200 W PLANK COURT, WAUWATOSA WI 53226
Rebecca M Arndt officer: Vice President 11200 W PLANK COURT, WAUWATOSA WI 53226
Stephen J Schmidt director C/O WAUWATOSA HOLDINGS, INC., 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3250
Kevin P Gillespie officer: Subsidary COO 626 SANCTUARY LANE, DELAFIELD WI 53018
Allan Robert Hosack officer: CFO W73 N397 GREYSTONE DRIVE, CEDARBURG WI 53012

Waterstone Financial (Waterstone Financial) Headlines