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BNCCORP (BNCCORP) Cyclically Adjusted PS Ratio : 1.07 (As of Apr. 30, 2024)


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What is BNCCORP Cyclically Adjusted PS Ratio?

As of today (2024-04-30), BNCCORP's current share price is $21.00. BNCCORP's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2023 was $19.69. BNCCORP's Cyclically Adjusted PS Ratio for today is 1.07.

The historical rank and industry rank for BNCCORP's Cyclically Adjusted PS Ratio or its related term are showing as below:

BNCC' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.76   Med: 1.45   Max: 2.73
Current: 1.09

During the past years, BNCCORP's highest Cyclically Adjusted PS Ratio was 2.73. The lowest was 0.76. And the median was 1.45.

BNCC's Cyclically Adjusted PS Ratio is ranked better than
84.86% of 1189 companies
in the Banks industry
Industry Median: 2.38 vs BNCC: 1.09

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

BNCCORP's adjusted revenue per share data for the three months ended in Dec. 2023 was $2.655. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $19.69 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


BNCCORP Cyclically Adjusted PS Ratio Historical Data

The historical data trend for BNCCORP's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

BNCCORP Cyclically Adjusted PS Ratio Chart

BNCCORP Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.27 2.59 2.33 1.51 1.46

BNCCORP Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.51 1.13 1.20 1.16 1.46

Competitive Comparison of BNCCORP's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, BNCCORP's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BNCCORP's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, BNCCORP's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where BNCCORP's Cyclically Adjusted PS Ratio falls into.



BNCCORP Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

BNCCORP's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=21.00/19.69
=1.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BNCCORP's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, BNCCORP's adjusted Revenue per Share data for the three months ended in Dec. 2023 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=2.655/129.4194*129.4194
=2.655

Current CPI (Dec. 2023) = 129.4194.

BNCCORP Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201403 3.017 99.695 3.917
201406 3.347 100.560 4.308
201409 3.302 100.428 4.255
201412 3.621 99.070 4.730
201503 4.074 99.621 5.293
201506 3.759 100.684 4.832
201509 3.238 100.392 4.174
201512 3.300 99.792 4.280
201603 3.388 100.470 4.364
201606 3.968 101.688 5.050
201609 4.078 101.861 5.181
201612 3.261 101.863 4.143
201703 3.186 102.862 4.009
201706 3.445 103.349 4.314
201709 3.513 104.136 4.366
201712 3.256 104.011 4.051
201803 3.592 105.290 4.415
201806 3.605 106.317 4.388
201809 3.143 106.507 3.819
201812 3.046 105.998 3.719
201903 3.222 107.251 3.888
201906 3.958 108.070 4.740
201909 5.409 108.329 6.462
201912 3.670 108.420 4.381
202003 5.107 108.902 6.069
202006 9.742 108.767 11.592
202009 9.277 109.815 10.933
202012 9.026 109.897 10.629
202103 7.428 111.754 8.602
202106 4.771 114.631 5.386
202109 4.846 115.734 5.419
202112 4.242 117.630 4.667
202203 3.476 121.301 3.709
202206 3.679 125.017 3.809
202209 3.516 125.227 3.634
202212 3.339 125.222 3.451
202303 3.374 127.348 3.429
202306 3.284 128.729 3.302
202309 2.507 129.860 2.499
202312 2.655 129.419 2.655

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


BNCCORP  (OTCPK:BNCC) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


BNCCORP Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of BNCCORP's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


BNCCORP (BNCCORP) Business Description

Industry
Traded in Other Exchanges
N/A
Address
322 East Main Avenue, P.O. Box 4050, Bismarck, ND, USA, 58501
BNCCORP Inc is a bank holding company. The company operates in three segments: Community Banking, Mortgage Banking, and Holding company. It generates the majority of its revenue from the Community banking segment, which provides business & personal loans, commercial real estate loans, SBA loans, business & personal checking, saving products, cash management, wealth management, and retirement plan administration.
Executives
Bradley D Bonga director C/O BNCCORP, INC, 322 EAST MAIN STREET, BISMARCK ND 58501
Jerry R Woodcox director
Stephen H Roman director 322 EAST MAIN AVENUE, BISMARCK ND 58501
Timothy J Franz officer: Chief Financial Officer 322 EAST MAIN AVENUE, BISMARCK ND 58501
Johnsen Richard M Jr director
Gaylen A Ghylin director 322 EAST MAIN AVENUE, BISMARCK ND 58501
E Thomas Welch director, officer: Pres-BNC Natl Bank-Minnesota 11925 ST. ALBANS HOLLOW DRIVE, MINNETONKA MN 55305
Mark W Sheffert director 4700 IDS CENTER, 80 SOUTH 8TH STREET, MINNEAPOLIS MN 55402
Mark E Peiler officer: Chief Investment Officer
Dave Hoekstra officer: Chief Credit Officer 322 EAST MAIN AVENUE, BISMARCK ND 58501
Shawn Cleveland Goll officer: Chief Operating Officer
Neil M Brozen officer: SVP Trust & Financial Services 322 EAST MAIN AVENUE, BISMARCK ND 58501
Mark A Litton officer: Chief Credit Officer 322 EAST MAIN AVENUE, BISMARCK ND 58501
Jerry D Renk officer: President - North Dakota 322 EAST MAIN AVENUE, BISMARCK ND 58501
David A Zelinsky officer: President - Minnesota 322 EAST MAIN AVENUE, BISMARCK ND 58501