BNCCORP (BNCCORP) Scaled Net Operating Assets : -0.15 (As of Dec. 2023)

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What is BNCCORP Scaled Net Operating Assets?

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

BNCCORP's operating assets for the quarter that ended in Dec. 2023 was $705.98 Mil. BNCCORP's operating liabilities for the quarter that ended in Dec. 2023 was $843.28 Mil. BNCCORP's Total Assets for the quarter that ended in Sep. 2023 was $913.36 Mil. Therefore, BNCCORP's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2023 was -0.15.

BNCCORP Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

BNCCORP's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2023 is calculated as

	Scaled Net Operating Assets (SNOA)		(A: Dec. 2023 )
=	(Operating Assets (A: Dec. 2023 )	-	Operating Liabilities (A: Dec. 2023 ))	/	Total Assets (A: Dec. 2022 )
=	(865.751	-	843.275)	/	943.321
=	0.02

where

	Operating Assets		(A: Dec. 2023 )
=	Total Assets	-	Balance Sheet Cash And Cash Equivalents
=	968.205	-	102.454
=	865.751

	Operating Liabilities		(A: Dec. 2023 )
=	Total Liabilities	-	Long-Term Debt & Capital Lease Obligation	-	Short-Term Debt & Capital Lease Obligation
=	859.787	-	16.094	-	0.418
=	843.275

BNCCORP's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2023 is calculated as

	Scaled Net Operating Assets (SNOA)		(Q: Dec. 2023 )
=	(Operating Assets (Q: Dec. 2023 )	-	Operating Liabilities (Q: Dec. 2023 ))	/	Total Assets (Q: Sep. 2023 )
=	(705.979	-	843.275)	/	913.357
=	-0.15

where

	Operating Assets		(Q: Dec. 2023 )
=	Total Assets	-	Balance Sheet Cash And Cash Equivalents
=	968.205	-	262.226
=	705.979

	Operating Liabilities		(Q: Dec. 2023 )
=	Total Liabilities	-	Long-Term Debt & Capital Lease Obligation	-	Short-Term Debt & Capital Lease Obligation
=	859.787	-	16.094	-	0.418
=	843.275

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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BNCCORP (BNCCORP) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » BNCCORP Inc (OTCPK:BNCC) » Definitions » Scaled Net Operating Assets

Comparable Companies

Traded in Other Exchanges

N/A

Address

322 East Main Avenue, P.O. Box 4050, Bismarck, ND, USA, 58501

Website

http://www.bnccorp.com

BNCCORP Inc is a bank holding company. The company operates in three segments: Community Banking, Mortgage Banking, and Holding company. It generates the majority of its revenue from the Community banking segment, which provides business & personal loans, commercial real estate loans, SBA loans, business & personal checking, saving products, cash management, wealth management, and retirement plan administration.

Executives

Bradley D Bonga	director	C/O BNCCORP, INC, 322 EAST MAIN STREET, BISMARCK ND 58501
Jerry R Woodcox	director
Stephen H Roman	director	322 EAST MAIN AVENUE, BISMARCK ND 58501
Timothy J Franz	officer: Chief Financial Officer	322 EAST MAIN AVENUE, BISMARCK ND 58501
Johnsen Richard M Jr	director
Gaylen A Ghylin	director	322 EAST MAIN AVENUE, BISMARCK ND 58501
E Thomas Welch	director, officer: Pres-BNC Natl Bank-Minnesota	11925 ST. ALBANS HOLLOW DRIVE, MINNETONKA MN 55305
Mark W Sheffert	director	4700 IDS CENTER, 80 SOUTH 8TH STREET, MINNEAPOLIS MN 55402
Mark E Peiler	officer: Chief Investment Officer
Dave Hoekstra	officer: Chief Credit Officer	322 EAST MAIN AVENUE, BISMARCK ND 58501
Shawn Cleveland Goll	officer: Chief Operating Officer
Neil M Brozen	officer: SVP Trust & Financial Services	322 EAST MAIN AVENUE, BISMARCK ND 58501
Mark A Litton	officer: Chief Credit Officer	322 EAST MAIN AVENUE, BISMARCK ND 58501
Jerry D Renk	officer: President - North Dakota	322 EAST MAIN AVENUE, BISMARCK ND 58501
David A Zelinsky	officer: President - Minnesota	322 EAST MAIN AVENUE, BISMARCK ND 58501