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India Home Loan (BOM:530979) Debt-to-EBITDA : 0.00 (As of Dec. 2023)


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What is India Home Loan Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

India Home Loan's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was ₹0.0 Mil. India Home Loan's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was ₹0.0 Mil. India Home Loan's annualized EBITDA for the quarter that ended in Dec. 2023 was ₹-46.3 Mil. India Home Loan's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2023 was 0.00.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for India Home Loan's Debt-to-EBITDA or its related term are showing as below:

BOM:530979' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.72   Med: 32.12   Max: 282.37
Current: 282.37

During the past 13 years, the highest Debt-to-EBITDA Ratio of India Home Loan was 282.37. The lowest was 3.72. And the median was 32.12.

BOM:530979's Debt-to-EBITDA is ranked worse than
100% of 32 companies
in the Banks industry
Industry Median: 10.23 vs BOM:530979: 282.37

India Home Loan Debt-to-EBITDA Historical Data

The historical data trend for India Home Loan's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

India Home Loan Debt-to-EBITDA Chart

India Home Loan Annual Data
Trend Mar14 Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 49.19 37.42 42.39 14.96 32.12

India Home Loan Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 21.79 - 27.31 -

Competitive Comparison of India Home Loan's Debt-to-EBITDA

For the Mortgage Finance subindustry, India Home Loan's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


India Home Loan's Debt-to-EBITDA Distribution in the Banks Industry

For the Banks industry and Financial Services sector, India Home Loan's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where India Home Loan's Debt-to-EBITDA falls into.



India Home Loan Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

India Home Loan's Debt-to-EBITDA for the fiscal year that ended in Mar. 2023 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 909.948) / 28.333
=32.12

India Home Loan's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2023 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 0) / -46.264
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Dec. 2023) EBITDA data.


India Home Loan  (BOM:530979) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


India Home Loan Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of India Home Loan's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.


India Home Loan (BOM:530979) Business Description

Traded in Other Exchanges
N/A
Address
Jatashankar Dossa Road, 504/504A, 5th Floor, Nirmal Ecstasy, Mulund (West), Mumbai, MH, IND, 400080
India Home Loan Ltd is a housing finance company in India. It offers home loan products for the housing segment. The company provides home loans to individuals and families for the purchase, construction, and extension of residential houses. In addition, it also provides loans for the repair and renovation of houses and offers mortgage loans against residential properties. The main source of revenue for the company is the interest received on loans.

India Home Loan (BOM:530979) Headlines

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