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India Home Loan (BOM:530979) PS Ratio : 3.05 (As of May. 17, 2024)


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What is India Home Loan PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, India Home Loan's share price is ₹31.86. India Home Loan's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was ₹10.46. Hence, India Home Loan's PS Ratio for today is 3.05.

The historical rank and industry rank for India Home Loan's PS Ratio or its related term are showing as below:

BOM:530979' s PS Ratio Range Over the Past 10 Years
Min: 1.48   Med: 4.34   Max: 41.5
Current: 3.02

During the past 13 years, India Home Loan's highest PS Ratio was 41.50. The lowest was 1.48. And the median was 4.34.

BOM:530979's PS Ratio is ranked worse than
66.9% of 1453 companies
in the Banks industry
Industry Median: 2.42 vs BOM:530979: 3.02

India Home Loan's Revenue per Sharefor the three months ended in Dec. 2023 was ₹2.07. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was ₹10.46.

Warning Sign:

India Home Loan Ltd revenue per share has been in decline over the past 3 years.

During the past 12 months, the average Revenue per Share Growth Rate of India Home Loan was -36.30% per year. During the past 3 years, the average Revenue per Share Growth Rate was -8.50% per year. During the past 5 years, the average Revenue per Share Growth Rate was 4.00% per year. During the past 10 years, the average Revenue per Share Growth Rate was 38.60% per year.

During the past 13 years, India Home Loan's highest 3-Year average Revenue per Share Growth Rate was 81.80% per year. The lowest was -8.50% per year. And the median was 32.40% per year.

Back to Basics: PS Ratio


India Home Loan PS Ratio Historical Data

The historical data trend for India Home Loan's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

India Home Loan PS Ratio Chart

India Home Loan Annual Data
Trend Mar14 Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.12 1.69 1.78 1.56 2.28

India Home Loan Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.84 2.28 2.14 2.14 4.11

Competitive Comparison of India Home Loan's PS Ratio

For the Mortgage Finance subindustry, India Home Loan's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


India Home Loan's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, India Home Loan's PS Ratio distribution charts can be found below:

* The bar in red indicates where India Home Loan's PS Ratio falls into.



India Home Loan PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

India Home Loan's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=31.86/10.462
=3.05

India Home Loan's Share Price of today is ₹31.86.
India Home Loan's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹10.46.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


India Home Loan  (BOM:530979) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


India Home Loan PS Ratio Related Terms

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India Home Loan (BOM:530979) Business Description

Traded in Other Exchanges
N/A
Address
Jatashankar Dossa Road, 504/504A, 5th Floor, Nirmal Ecstasy, Mulund (West), Mumbai, MH, IND, 400080
India Home Loan Ltd is a housing finance company in India. It offers home loan products for the housing segment. The company provides home loans to individuals and families for the purchase, construction, and extension of residential houses. In addition, it also provides loans for the repair and renovation of houses and offers mortgage loans against residential properties. The main source of revenue for the company is the interest received on loans.

India Home Loan (BOM:530979) Headlines

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