Oregon Pacific Bancorp (Oregon Pacific Bancorp) Debt-to-Equity : 0.47 (As of Sep. 2023)

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What is Oregon Pacific Bancorp Debt-to-Equity?

Oregon Pacific Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2023 was $0.00 Mil. Oregon Pacific Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2023 was $23.83 Mil. Oregon Pacific Bancorp's Total Stockholders Equity for the quarter that ended in Sep. 2023 was $50.58 Mil. Oregon Pacific Bancorp's debt to equity for the quarter that ended in Sep. 2023 was 0.47.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Oregon Pacific Bancorp's Debt-to-Equity or its related term are showing as below:

ORPB' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.11 Med: 0.48 Max: 0.7
Current: 0.47

During the past 13 years, the highest Debt-to-Equity Ratio of Oregon Pacific Bancorp was 0.70. The lowest was 0.11. And the median was 0.48.

ORPB's Debt-to-Equity is ranked better than
61.17% of 1396 companies
in the Banks industry
Industry Median: 0.65 vs ORPB: 0.47

Oregon Pacific Bancorp Debt-to-Equity Historical Data

The historical data trend for Oregon Pacific Bancorp's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Oregon Pacific Bancorp Debt-to-Equity Chart

Oregon Pacific Bancorp Annual Data

Trend

Dec08

Dec09

Dec12

Dec13

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Debt-to-Equity

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0.52

0.49

0.23

0.13

0.11

Oregon Pacific Bancorp Quarterly Data
	Jun06	Sep06	Dec06	Mar07	Jun07	Sep07	Dec07	Mar08	Dec08	Dec09	Dec12	Dec13	Dec14	Dec15	Dec16	Dec17	Dec18	Dec19	Sep22	Sep23
Debt-to-Equity	Get a 7-Day Free Trial															0.23	0.13	0.11	N/A	0.47

Competitive Comparison of Oregon Pacific Bancorp's Debt-to-Equity

For the Banks - Regional subindustry, Oregon Pacific Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Oregon Pacific Bancorp's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Oregon Pacific Bancorp's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Oregon Pacific Bancorp's Debt-to-Equity falls into.

Oregon Pacific Bancorp Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Oregon Pacific Bancorp's Debt to Equity Ratio for the fiscal year that ended in Dec. 2019 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	4.124)	/	37.352
	=	0.11

Oregon Pacific Bancorp's Debt to Equity Ratio for the quarter that ended in Sep. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	23.826)	/	50.577
	=	0.47

Oregon Pacific Bancorp (OTCPK:ORPB) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Oregon Pacific Bancorp Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of Oregon Pacific Bancorp's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

Oregon Pacific Bancorp (Oregon Pacific Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Oregon Pacific Bancorp (OTCPK:ORPB) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

1365 Highway 101, P.O. Box 22000, Florence, OR, USA, 97439

Website

https://www.opbc.com

Oregon Pacific Bancorp is a community bank headquartered in Florence, Oregon. The bank has full-service branches in Coos Bay, Eugene, Florence, Medford, and Roseburg. It is specialized in offering holistic financial services to local families and business owners. The company is committed to aiding the growth and development of the communities by investing local deposits directly into the lives, homes, and businesses.

Executives

Ronald S Green	officer: EVP/Chief Credit Officer	PO BOX 22000, FLORENCE OR 97439
James P Clark	officer: EVP/Chief Credit Officer	PO BOX 22000, FLORENCE OR 97439
Brian L Castleman	officer: VP/SENIOR COMMERCIAL LENDER	PO BOX 22000, FLORENCE OR 97439
Ryan J Lahley	officer: VP/REGIONAL LOAN MGR ROSEBURG	PO BOX 22000, FLORENCE OR 97439
Christopher M Giovinco	officer: Senior Vp Regional Mgr Comm Ln
Delia Ralstin	officer: VP/ MANAGER LOAN OPERATIONS	PO BOX 22000, FLORENCE OR 97439
Tricia Benetti	director	PO BOX 22000, FLORENCE OR 97439
Mary Hipkiss	officer: VP director human resources
Mark A Hetrick	officer: Senior VP/CLO
Douglas B Feldkamp	director	C/O OREGON PACIFIC BANCORP, PO BOX 22000, FLORENCE OR 97439
Thomas K Grove	director, officer: president/ceo
Jon D Thompson	director	PO BOX 22000, FLORENCE OR 97439
Robert W Dyer	officer: VP COMMERCIAL R E LENDING OFFI
Deena Lynne Gisholt	officer: VP/Regional Loan Manager, other: Branch Manager
K C Short	officer: VP/Commercial Lending Officer

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