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Oregon Pacific Bancorp (Oregon Pacific Bancorp) Net Income : $2.35 Mil (TTM As of Sep. 2023)


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What is Oregon Pacific Bancorp Net Income?

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax. Oregon Pacific Bancorp's Net Income for the three months ended in Sep. 2023 was $2.35 Mil. Its Net Income for the trailing twelve months (TTM) ended in Sep. 2023 was $2.35 Mil.

Net Income is linked to the most popular Earnings per Share (Diluted) number. Oregon Pacific Bancorp's Earnings per Share (Diluted) for the three months ended in Sep. 2023 was $0.33.


Oregon Pacific Bancorp Net Income Historical Data

The historical data trend for Oregon Pacific Bancorp's Net Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Oregon Pacific Bancorp Net Income Chart

Oregon Pacific Bancorp Annual Data
Trend Dec08 Dec09 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19
Net Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.71 1.14 1.42 2.61 3.52

Oregon Pacific Bancorp Quarterly Data
Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec07 Mar08 Dec08 Dec09 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Sep22 Sep23
Net Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - 2.33 2.35

Oregon Pacific Bancorp Net Income Calculation

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax.

Net Income
= Revenue - Cost of Goods Sold - Selling, General, & Admin. Expense - Research & Development - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= EBITDA - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Operating Income - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Pre-Tax Income - Tax Expense + Others

Oregon Pacific Bancorp's Net Income for the fiscal year that ended in Dec. 2019 is calculated as

Net Income(A: Dec. 2019 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=4.665+-1.147+0+0
=3.52

Oregon Pacific Bancorp's Net Income for the quarter that ended in Sep. 2023 is calculated as

Net Income(Q: Sep. 2023 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=3.167+-0.82+0+0
=2.35

Net Income for the trailing twelve months (TTM) ended in Sep. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.35 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Oregon Pacific Bancorp  (OTCPK:ORPB) Net Income Explanation

Net Income is the most widely cited number in reporting a company's profitability. It is linked to the most popular earnings-per-share (EPS) number through:

Oregon Pacific Bancorp's Earnings per Share (Diluted) (EPS) for the quarter that ended in Sep. 2023 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

EPS is most useful for companies that have:

A predictable business
Consistent accounting methods
And few restructurings

The dividend paid to preferred stocks needs to be subtracted from the total net income in the calculation of EPS because common stock holders are not entitled to that part of the net income.


Be Aware

Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred Net Income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.

Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.

If net earnings is less than 10%, likely to be in a highly competitive business.


Oregon Pacific Bancorp Net Income Related Terms

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Oregon Pacific Bancorp (Oregon Pacific Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
1365 Highway 101, P.O. Box 22000, Florence, OR, USA, 97439
Oregon Pacific Bancorp is a community bank headquartered in Florence, Oregon. The bank has full-service branches in Coos Bay, Eugene, Florence, Medford, and Roseburg. It is specialized in offering holistic financial services to local families and business owners. The company is committed to aiding the growth and development of the communities by investing local deposits directly into the lives, homes, and businesses.
Executives
Ronald S Green officer: EVP/Chief Credit Officer PO BOX 22000, FLORENCE OR 97439
James P Clark officer: EVP/Chief Credit Officer PO BOX 22000, FLORENCE OR 97439
Brian L Castleman officer: VP/SENIOR COMMERCIAL LENDER PO BOX 22000, FLORENCE OR 97439
Ryan J Lahley officer: VP/REGIONAL LOAN MGR ROSEBURG PO BOX 22000, FLORENCE OR 97439
Christopher M Giovinco officer: Senior Vp Regional Mgr Comm Ln
Delia Ralstin officer: VP/ MANAGER LOAN OPERATIONS PO BOX 22000, FLORENCE OR 97439
Tricia Benetti director PO BOX 22000, FLORENCE OR 97439
Mary Hipkiss officer: VP director human resources
Mark A Hetrick officer: Senior VP/CLO
Douglas B Feldkamp director C/O OREGON PACIFIC BANCORP, PO BOX 22000, FLORENCE OR 97439
Thomas K Grove director, officer: president/ceo
Jon D Thompson director PO BOX 22000, FLORENCE OR 97439
Robert W Dyer officer: VP COMMERCIAL R E LENDING OFFI
Deena Lynne Gisholt officer: VP/Regional Loan Manager, other: Branch Manager
K C Short officer: VP/Commercial Lending Officer

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