Jana Small Finance Bank (NSE:JSFB) Effective Interest Rate on Debt % : 0.00% (As of Mar. 2024)

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What is Jana Small Finance Bank Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Jana Small Finance Bank's annualized positive value of Interest Expense for the quarter that ended in Mar. 2024 was ₹0 Mil. Jana Small Finance Bank's average total debt for the quarter that ended in Mar. 2024 was ₹44,620 Mil. Therefore, Jana Small Finance Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2024 was 0.00%.

Jana Small Finance Bank Effective Interest Rate on Debt % Historical Data

The historical data trend for Jana Small Finance Bank's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Jana Small Finance Bank Effective Interest Rate on Debt % Chart

Jana Small Finance Bank Annual Data

Trend

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Effective Interest Rate on Debt %

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28.06

32.01

31.36

30.80

38.14

Jana Small Finance Bank Quarterly Data
	Mar18	Mar19	Sep19	Mar20	Sep20	Mar21	Mar22	Sep22	Mar23	Sep23	Mar24
Effective Interest Rate on Debt %	Get a 7-Day Free Trial						-	-	-	-	-

Competitive Comparison of Jana Small Finance Bank's Effective Interest Rate on Debt %

For the Banks - Regional subindustry, Jana Small Finance Bank's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Jana Small Finance Bank's Effective Interest Rate on Debt % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Jana Small Finance Bank's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Jana Small Finance Bank's Effective Interest Rate on Debt % falls into.

Jana Small Finance Bank Effective Interest Rate on Debt % Calculation

Jana Small Finance Bank's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2024 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (A: Mar. 2023 )	+	Total Debt (A: Mar. 2024 ))	/ count )
=	-1 * -18859.047	/	( (54774.6	+	44114.591)	/ 2 )
=	-1 * -18859.047	/	49444.5955
=	38.14 %

where

	Total Debt (A: Mar. 2023 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	54774.6	+	0
=	54774.6

	Total Debt (A: Mar. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	44114.591	+	0
=	44114.591

Jana Small Finance Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2024 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (Q: Sep. 2023 )	+	Total Debt (Q: Mar. 2024 ))	/ count )
=	-1 * 0	/	( (45125.43	+	44114.591)	/ 2 )
=	-1 * 0	/	44620.0105
=	0.00 %

where

	Total Debt (Q: Sep. 2023 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	45125.43	+	0
=	45125.43

	Total Debt (Q: Mar. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	44114.591	+	0
=	44114.591

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2024) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

Jana Small Finance Bank (NSE:JSFB) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Jana Small Finance Bank Effective Interest Rate on Debt % Related Terms

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Jana Small Finance Bank (NSE:JSFB) Business Description

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GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Jana Small Finance Bank Ltd (NSE:JSFB) » Definitions » Effective Interest Rate on Debt %

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544118:India

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Website

Jana Small Finance Bank Ltd is engaged in the banking sector. It is engaged in savings accounts, current accounts, Deposits, Insurance, Loans such as secured business loans, microloans against property ("Micro LAP"), MSME loans, affordable housing loans, term loans to NBFC, loans against fixed deposits, two-wheeler loans, and gold loans. It operates in four segments namely the Treasury segment, Corporate/Wholesale Banking segment, Retail Banking segment, and Other Banking Operations segment. The retail banking segment includes lending to and deposits from retail customers and identified earnings and expenses of the segment. Maximum revenue is generated from the Retail Banking segment.

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