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Jana Small Finance Bank (NSE:JSFB) PB Ratio : 1.81 (As of May. 22, 2024)


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What is Jana Small Finance Bank PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-22), Jana Small Finance Bank's share price is ₹620.50. Jana Small Finance Bank's Book Value per Share for the quarter that ended in Mar. 2024 was ₹342.01. Hence, Jana Small Finance Bank's PB Ratio of today is 1.81.

The historical rank and industry rank for Jana Small Finance Bank's PB Ratio or its related term are showing as below:

NSE:JSFB' s PB Ratio Range Over the Past 10 Years
Min: 0   Med: 0   Max: 2.07
Current: 1.81

During the past 7 years, Jana Small Finance Bank's highest PB Ratio was 2.07. The lowest was 0.00. And the median was 0.00.

NSE:JSFB's PB Ratio is ranked worse than
87.94% of 1459 companies
in the Banks industry
Industry Median: 0.86 vs NSE:JSFB: 1.81

During the past 12 months, Jana Small Finance Bank's average Book Value Per Share Growth Rate was 99.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 47.50% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 33.30% per year.

During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of Jana Small Finance Bank was 47.50% per year. The lowest was -10.00% per year. And the median was 20.55% per year.

Back to Basics: PB Ratio


Jana Small Finance Bank PB Ratio Historical Data

The historical data trend for Jana Small Finance Bank's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Jana Small Finance Bank PB Ratio Chart

Jana Small Finance Bank Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
PB Ratio
Get a 7-Day Free Trial - - - - 1.20

Jana Small Finance Bank Quarterly Data
Mar18 Mar19 Sep19 Mar20 Sep20 Mar21 Mar22 Sep22 Mar23 Sep23 Mar24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only - - - - 1.20

Competitive Comparison of Jana Small Finance Bank's PB Ratio

For the Banks - Regional subindustry, Jana Small Finance Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jana Small Finance Bank's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Jana Small Finance Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where Jana Small Finance Bank's PB Ratio falls into.



Jana Small Finance Bank PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Jana Small Finance Bank's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2024)
=620.50/342.012
=1.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Jana Small Finance Bank  (NSE:JSFB) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Jana Small Finance Bank PB Ratio Related Terms

Thank you for viewing the detailed overview of Jana Small Finance Bank's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Jana Small Finance Bank (NSE:JSFB) Business Description

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Jana Small Finance Bank Ltd is engaged in the banking sector. It is engaged in savings accounts, current accounts, Deposits, Insurance, Loans such as secured business loans, microloans against property ("Micro LAP"), MSME loans, affordable housing loans, term loans to NBFC, loans against fixed deposits, two-wheeler loans, and gold loans. It operates in four segments namely the Treasury segment, Corporate/Wholesale Banking segment, Retail Banking segment, and Other Banking Operations segment. The retail banking segment includes lending to and deposits from retail customers and identified earnings and expenses of the segment. Maximum revenue is generated from the Retail Banking segment.

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