Ocean Shore Holding Co (Ocean Shore Holding Co) Efficiency Overhead Ratio % : 0.00% (As of Sep. 2016)

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What is Ocean Shore Holding Co Efficiency Overhead Ratio %?

Efficiency Overhead Ratio % for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. A lower Efficiency Overhead Ratio suggests that the bank is operating better.

The historical rank and industry rank for Ocean Shore Holding Co's Efficiency Overhead Ratio % or its related term are showing as below:

OSHC's Efficiency Overhead Ratio % is not ranked ^*
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Efficiency Overhead Ratio % only.

Ocean Shore Holding Co Efficiency Overhead Ratio % Historical Data

The historical data trend for Ocean Shore Holding Co's Efficiency Overhead Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Ocean Shore Holding Co Efficiency Overhead Ratio % Chart

Ocean Shore Holding CoQuarterly Data

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Sep16

Efficiency Overhead Ratio %

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Capital Adequacy Tier - Tier 1 Ratio %

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Ocean Shore Holding Co (NAS:OSHC) Efficiency Overhead Ratio % Calculation

Efficiency Overhead Ratio % is calculated as

Efficiency Overhead Ratio %

Non-interest Expenses

Revenue

Ocean Shore Holding Co (NAS:OSHC) Efficiency Overhead Ratio % Explanation

Efficiency Overhead Ratio % is typically used to analyze how well a company uses its assets and liabilities. It typically calculates the turnover of receivables, the repayment of liabilities, etc. In the banking industry, Efficiency Overhead Ratio % specifically refers to non-interest expenses divided by revenue. This ratio shows how well banks control their overhead expenses and allows analysts to assess their performance.

An Efficiency Overhead Ratio lower than 50% is considered to be optimal. If the Efficiency Overhead Ratio decreases, it means the bank’s expenses are decreasing and revenues are increasing, suggesting the bank is operating better.

Ocean Shore Holding Co Efficiency Overhead Ratio % Related Terms

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Ocean Shore Holding Co (Ocean Shore Holding Co) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Ocean Shore Holding Co (NAS:OSHC) » Definitions » Efficiency Overhead Ratio %

Comparable Companies

Traded in Other Exchanges

N/A

Address

Website

http://www.ochome.com

Ocean Shore Holding Co was established in 1887. It is the holding company for Ocean City Home Bank. The Company is engaged in the business of directing, planning, and coordinating the business activities of the Bank. Ocean City Home Bank is a federally chartered savings bank. It operates as a community-oriented financial institution offering a range of financial services to consumers and businesses in its market area. It attracts deposits from the general public, small businesses and municipalities and uses those funds to originate a variety of consumer and commercial loans, which the Company holds for investment. Its lending activities include One- to Four-Family Residential Loans; Commercial and Multi-Family; Construction Loans; Commercial Loans; and Consumer Loans. It has legal authority to invest in various types of liquid assets, including U.S. Treasury obligations, securities of various federal agencies and of state and municipal governments, mortgage-backed securities and certificates of deposit of federally insured institutions. Its products include residential mortgage loans, commercial loans and mortgages, and home equity and other consumer loans. The Company competes with insurance companies, securities companies and specialty finance companies such as Bank of America, PNC Bank, Wells Fargo & Company, and TD Bank.

Executives

Samuel Young	director	C/O OCEAN SHORE HOLDING CO, 1001 ASBURY AVENUE, OCEAN CITY NJ 08226
Steven E Brady	director, officer: Pres. & Chief Exec. Officer	C/O OCEAN SHORE HOLDING CO, 1001 ASBURY AVENUE, OCEAN CITY NJ 08226
Dorothy Mccrosson	director	1001 ASBURY AVENUE, OCEAN CITY NJ 08226

Ocean Shore Holding Co (Ocean Shore Holding Co) Headlines

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