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Hamlin Bank and Trust Co (Hamlin Bank and Trust Co) Equity-to-Asset : 0.20 (As of Sep. 2007)


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What is Hamlin Bank and Trust Co Equity-to-Asset?

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Hamlin Bank and Trust Co's Total Stockholders Equity for the quarter that ended in Sep. 2007 was $70.15 Mil. Hamlin Bank and Trust Co's Total Assets for the quarter that ended in Sep. 2007 was $349.63 Mil. Therefore, Hamlin Bank and Trust Co's Equity to Asset Ratio for the quarter that ended in Sep. 2007 was 0.20.

The historical rank and industry rank for Hamlin Bank and Trust Co's Equity-to-Asset or its related term are showing as below:

HMLN's Equity-to-Asset is not ranked *
in the Banks industry.
Industry Median: 0.09
* Ranked among companies with meaningful Equity-to-Asset only.

Hamlin Bank and Trust Co Equity-to-Asset Historical Data

The historical data trend for Hamlin Bank and Trust Co's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Hamlin Bank and Trust Co Equity-to-Asset Chart

Hamlin Bank and Trust Co Annual Data
Trend Dec02 Dec03 Dec04 Dec05 Dec06
Equity-to-Asset
0.20 0.19 0.19 0.19 0.21

Hamlin Bank and Trust Co Quarterly Data
Mar03 Jun03 Sep03 Dec03 Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.21 0.21 0.21 0.20 0.20

Competitive Comparison of Hamlin Bank and Trust Co's Equity-to-Asset

For the Banks - Regional subindustry, Hamlin Bank and Trust Co's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hamlin Bank and Trust Co's Equity-to-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Hamlin Bank and Trust Co's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Hamlin Bank and Trust Co's Equity-to-Asset falls into.



Hamlin Bank and Trust Co Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Hamlin Bank and Trust Co's Equity to Asset Ratio for the fiscal year that ended in Dec. 2006 is calculated as

Equity to Asset (A: Dec. 2006 )=Total Stockholders Equity/Total Assets
=73.751/356.242
=0.21

Hamlin Bank and Trust Co's Equity to Asset Ratio for the quarter that ended in Sep. 2007 is calculated as

Equity to Asset (Q: Sep. 2007 )=Total Stockholders Equity/Total Assets
=70.148/349.631
=0.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Hamlin Bank and Trust Co  (OTCPK:HMLN) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Hamlin Bank and Trust Co Equity-to-Asset Related Terms

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Hamlin Bank and Trust Co (Hamlin Bank and Trust Co) Business Description

Traded in Other Exchanges
N/A
Address
333 West Main Street, PO Box 367, Smethport, PA, USA, 16749
Hamlin Bank and Trust Co are a United States-based state charted commercial bank. It offers a variety of financial and trust services. The company provides services such as personal banking services, business banking services, trust services, and other banking services. Its services include estate settlement, investment management, custodial services, savings facility, certificate of deposit, loan products, among others.

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