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Hamlin Bank and Trust Co (Hamlin Bank and Trust Co) Net Margin % : 38.58% (As of Sep. 2007)


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What is Hamlin Bank and Trust Co Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Hamlin Bank and Trust Co's Net Income for the three months ended in Sep. 2007 was $1.40 Mil. Hamlin Bank and Trust Co's Revenue for the three months ended in Sep. 2007 was $3.64 Mil. Therefore, Hamlin Bank and Trust Co's net margin for the quarter that ended in Sep. 2007 was 38.58%.

The historical rank and industry rank for Hamlin Bank and Trust Co's Net Margin % or its related term are showing as below:


HMLN's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 25.06
* Ranked among companies with meaningful Net Margin % only.

Hamlin Bank and Trust Co Net Margin % Historical Data

The historical data trend for Hamlin Bank and Trust Co's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Hamlin Bank and Trust Co Net Margin % Chart

Hamlin Bank and Trust Co Annual Data
Trend Dec02 Dec03 Dec04 Dec05 Dec06
Net Margin %
38.04 38.19 38.38 39.49 38.47

Hamlin Bank and Trust Co Quarterly Data
Mar03 Jun03 Sep03 Dec03 Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 38.70 36.13 36.90 41.38 38.58

Competitive Comparison of Hamlin Bank and Trust Co's Net Margin %

For the Banks - Regional subindustry, Hamlin Bank and Trust Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hamlin Bank and Trust Co's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Hamlin Bank and Trust Co's Net Margin % distribution charts can be found below:

* The bar in red indicates where Hamlin Bank and Trust Co's Net Margin % falls into.



Hamlin Bank and Trust Co Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Hamlin Bank and Trust Co's Net Margin for the fiscal year that ended in Dec. 2006 is calculated as

Net Margin=Net Income (A: Dec. 2006 )/Revenue (A: Dec. 2006 )
=5.873/15.266
=38.47 %

Hamlin Bank and Trust Co's Net Margin for the quarter that ended in Sep. 2007 is calculated as

Net Margin=Net Income (Q: Sep. 2007 )/Revenue (Q: Sep. 2007 )
=1.404/3.639
=38.58 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Hamlin Bank and Trust Co  (OTCPK:HMLN) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Hamlin Bank and Trust Co Net Margin % Related Terms

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Hamlin Bank and Trust Co (Hamlin Bank and Trust Co) Business Description

Traded in Other Exchanges
N/A
Address
333 West Main Street, PO Box 367, Smethport, PA, USA, 16749
Hamlin Bank and Trust Co are a United States-based state charted commercial bank. It offers a variety of financial and trust services. The company provides services such as personal banking services, business banking services, trust services, and other banking services. Its services include estate settlement, investment management, custodial services, savings facility, certificate of deposit, loan products, among others.

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