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Republic Bank (Ghana) (XGHA:RBGH) Intrinsic Value: Projected FCF : GHS8.87 (As of Jun. 14, 2024)


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What is Republic Bank (Ghana) Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-06-14), Republic Bank (Ghana)'s Intrinsic Value: Projected FCF is GHS8.87. The stock price of Republic Bank (Ghana) is GHS0.48. Therefore, Republic Bank (Ghana)'s Price-to-Intrinsic-Value-Projected-FCF of today is 0.1.

The historical rank and industry rank for Republic Bank (Ghana)'s Intrinsic Value: Projected FCF or its related term are showing as below:

XGHA:RBGH' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.05   Med: 0.2   Max: 0.57
Current: 0.05

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Republic Bank (Ghana) was 0.57. The lowest was 0.05. And the median was 0.20.

XGHA:RBGH's Price-to-Projected-FCF is ranked better than
97.12% of 1217 companies
in the Banks industry
Industry Median: 0.44 vs XGHA:RBGH: 0.05

Republic Bank (Ghana) Intrinsic Value: Projected FCF Historical Data

The historical data trend for Republic Bank (Ghana)'s Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Republic Bank (Ghana) Intrinsic Value: Projected FCF Chart

Republic Bank (Ghana) Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 1.63 2.84 5.20

Republic Bank (Ghana) Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.07 3.99 3.72 5.20 8.87

Competitive Comparison of Republic Bank (Ghana)'s Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, Republic Bank (Ghana)'s Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Republic Bank (Ghana)'s Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Republic Bank (Ghana)'s Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Republic Bank (Ghana)'s Price-to-Projected-FCF falls into.



Republic Bank (Ghana) Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Republic Bank (Ghana)'s Free Cash Flow(6 year avg) = GHS473.74.

Republic Bank (Ghana)'s Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Mar24)*0.8)/Shares Outstanding (Diluted Average)
=(14.460794041474*473.74464+882.731*0.8)/851.740
=8.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Republic Bank (Ghana)  (XGHA:RBGH) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Republic Bank (Ghana)'s Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=0.48/8.8723183921057
=0.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Republic Bank (Ghana) Intrinsic Value: Projected FCF Related Terms

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Republic Bank (Ghana) (XGHA:RBGH) Business Description

Traded in Other Exchanges
N/A
Address
No. 35, Sixth Avenue, North Ridge, P. O. Box CT 4603, Cantonments, Accra, GHA, 4603
Republic Bank (Ghana) PLC is engaged in investment banking, corporate banking, retail banking, mortgage banking, asset management services, and property management and development. Its segments are Retail or Consumer Banking, Corporate Banking, Microfinance, and Mortgage Banking where consumer banking involves private banking services, private customer current accounts, deposits, investment savings products, custody, credit, and consumer loans; mortgage banking involves mortgage services; corporate banking provides direct debit facilities, current accounts, overdrafts, loans, and foreign currency; and microfinance banking incorporates savings account, loan and other credit facilities.

Republic Bank (Ghana) (XGHA:RBGH) Headlines

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