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Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2024-05-26), Waterstone Financial's Intrinsic Value: Projected FCF is $30.85. The stock price of Waterstone Financial is $12.35. Therefore, Waterstone Financial's Price-to-Intrinsic-Value-Projected-FCF of today is 0.4.
The historical rank and industry rank for Waterstone Financial's Intrinsic Value: Projected FCF or its related term are showing as below:
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Waterstone Financial was 2.32. The lowest was 0.30. And the median was 0.91.
The historical data trend for Waterstone Financial's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Waterstone Financial Annual Data | |||||||||||||||||||||
Trend | Dec14 | Dec15 | Dec16 | Dec17 | Dec18 | Dec19 | Dec20 | Dec21 | Dec22 | Dec23 | |||||||||||
Intrinsic Value: Projected FCF | Get a 7-Day Free Trial | 16.90 | 12.33 | 24.24 | 46.85 | 33.96 |
Waterstone Financial Quarterly Data | ||||||||||||||||||||
Jun19 | Sep19 | Dec19 | Mar20 | Jun20 | Sep20 | Dec20 | Mar21 | Jun21 | Sep21 | Dec21 | Mar22 | Jun22 | Sep22 | Dec22 | Mar23 | Jun23 | Sep23 | Dec23 | Mar24 | |
Intrinsic Value: Projected FCF | Get a 7-Day Free Trial | 40.54 | 28.15 | 36.54 | 33.96 | 30.85 |
For the Banks - Regional subindustry, Waterstone Financial's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
For the Banks industry and Financial Services sector, Waterstone Financial's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Waterstone Financial's Price-to-Projected-FCF falls into.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)
In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):
Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)
Add all the Free Cash Flow together and divide 6 will get Waterstone Financial's Free Cash Flow(6 year avg) = $33.28.
Waterstone Financial's Intrinsic Value: Projected FCF for today is calculated as
Intrinsic Value: Projected FCF | = | (Growth Multiple | * | Free Cash Flow (6 year avg) | + | Total Stockholders Equity (Mar24) | * | 0.8) | / | Shares Outstanding (Diluted Average) |
= | (9.5203515959648 | * | 33.27808 | + | 338.003 | * | 0.8) | / | 19.036 | |
= | 30.85 |
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Waterstone Financial (NAS:WSBF) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Waterstone Financial's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF | = | Share Price | / | Intrinsic Value: Projected FCF |
= | 12.35 | / | 30.847941901589 | |
= | 0.40 |
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Thank you for viewing the detailed overview of Waterstone Financial's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.
Douglas S Gordon | director, officer: CEO | C/O WAUWATOSA HOLDINGS INC, 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3520 |
Ryan J Gordon | officer: EVP/Chief Credit Officer | 11200 WEST PLANK CT., WAUWATOSA WI 53226 |
Michael L Hansen | director | C/O WAUWATOSA HOLDINGS, INC., 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3250 |
Thomas E Dalum | director | C/O WAUWATOSA HOLDINGS, INC., 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3250 |
William F Bruss | officer: COO, General Counsel | 11200 W PLANK COURT, WAUWATOSA WI 53226 |
Ellen Syburg Bartel | director | 730 PLANKINTON 3B, MILWAUKEE WI 53203 |
Mark Raymond Gerke | officer: VP/Controller | 5749 N. KENT AVENUE, WHITEFISH BAY WI 53217 |
Derek L Tyus | director | 11200 WEST PLANK COURT, WAUWATOSA WI 53226 |
Jeffrey R Mcguiness | officer: Subsidary President | 11200 WEST PLANK COURT, WAUWATOSA WI 53226 |
Patrick S Lawton | director | C/O WAUWATOSA HOLDINGS, INC., 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3250 |
Eric J Egenhoefer | officer: Subsidiary President | 11200 W PLANK COURT, WAUWATOSA WI 53226 |
Rebecca M Arndt | officer: Vice President | 11200 W PLANK COURT, WAUWATOSA WI 53226 |
Stephen J Schmidt | director | C/O WAUWATOSA HOLDINGS, INC., 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3250 |
Kevin P Gillespie | officer: Subsidary COO | 626 SANCTUARY LANE, DELAFIELD WI 53018 |
Allan Robert Hosack | officer: CFO | W73 N397 GREYSTONE DRIVE, CEDARBURG WI 53012 |
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