GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Athens Bancshares Corp (OTCPK:AFCB) » Definitions » Liabilities-to-Assets

Athens Bancshares (Athens Bancshares) Liabilities-to-Assets : 0.89 (As of Sep. 2017)


View and export this data going back to 2010. Start your Free Trial

What is Athens Bancshares Liabilities-to-Assets?

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Athens Bancshares's Total Liabilities for the quarter that ended in Sep. 2017 was $413.09 Mil. Athens Bancshares's Total Assets for the quarter that ended in Sep. 2017 was $464.39 Mil. Therefore, Athens Bancshares's Liabilities-to-Assets Ratio for the quarter that ended in Sep. 2017 was 0.89.


Athens Bancshares Liabilities-to-Assets Historical Data

The historical data trend for Athens Bancshares's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Athens Bancshares Liabilities-to-Assets Chart

Athens Bancshares Annual Data
Trend Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.84 0.86 0.86 0.86 0.89

Athens Bancshares Quarterly Data
Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.89 0.89 0.89 0.89 0.89

Competitive Comparison of Athens Bancshares's Liabilities-to-Assets

For the Banks - Regional subindustry, Athens Bancshares's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Athens Bancshares's Liabilities-to-Assets Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Athens Bancshares's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Athens Bancshares's Liabilities-to-Assets falls into.



Athens Bancshares Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Athens Bancshares's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2016 is calculated as:

Liabilities-to-Assets (A: Dec. 2016 )=Total Liabilities/Total Assets
=392.03/439.867
=0.89

Athens Bancshares's Liabilities-to-Assets Ratio for the quarter that ended in Sep. 2017 is calculated as

Liabilities-to-Assets (Q: Sep. 2017 )=Total Liabilities/Total Assets
=413.088/464.385
=0.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Athens Bancshares  (OTCPK:AFCB) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Athens Bancshares Liabilities-to-Assets Related Terms

Thank you for viewing the detailed overview of Athens Bancshares's Liabilities-to-Assets provided by GuruFocus.com. Please click on the following links to see related term pages.


Athens Bancshares (Athens Bancshares) Business Description

Traded in Other Exchanges
N/A
Address
Athens Bancshares Corp is a bank holding company of Athens Federal Community Bank. It provides financial services to individuals and corporate customers. The company's deposit products include checking, savings, certificates of deposit and IRA accounts. The primary lending products are one-to-four family residential, commercial real estate, and consumer loans. The company's loan portfolio divides into five segments commercial, residential 1-4 family, commercial real estate and multi-family, construction and land and consumer and other.
Executives
Jeffrey L Cunningham director, officer: President & CEO ATHENS BANCSHARES CORPORATION, 106 WASHINGTON AVENUE PO BOX 869, ATHENS TN 37371
Myra Nandora Jenne director 106 WASHINGTON AVENUE, PO BOX 869, ATHENS TN 37371