Financial Institutions (Financial Institutions) Margin of Safety % (DCF FCF Based) : -184.33% (As of Apr. 28, 2024)

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What is Financial Institutions Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2024-04-28), Financial Institutions's Predictability Rank is 3.5-Stars. Financial Institutions's intrinsic value calculated from the Discounted FCF model is $44.69 and current share price is $17.60. Consequently,

Financial Institutions's Margin of Safety % (DCF FCF Based) using Discounted FCF model is -184.33%.

Competitive Comparison of Financial Institutions's Margin of Safety % (DCF FCF Based)

For the Banks - Regional subindustry, Financial Institutions's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Financial Institutions's Margin of Safety % (DCF FCF Based) Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Financial Institutions's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Financial Institutions's Margin of Safety % (DCF FCF Based) falls into.

Financial Institutions Margin of Safety % (DCF FCF Based) Calculation

Financial Institutions's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)	=	(Intrinsic Value: DCF (FCF Based)	-	Current Price)	/	Intrinsic Value: DCF (FCF Based)
	=	(6.19	-	17.60)	/	6.19
	=	-184.33 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

Financial Institutions Margin of Safety % (DCF FCF Based) Related Terms

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Financial Institutions (Financial Institutions) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Financial Institutions Inc (NAS:FISI) » Definitions » Margin of Safety % (DCF FCF Based)

Comparable Companies

Traded in Other Exchanges

FIISO.PFD:USA

Address

220 Liberty Street, Warsaw, NY, USA, 14569

Website

http://www.fiiwarsaw.com

Financial Institutions Inc operates as a financial holding company, engages in the provision of a wide range of consumer and commercial banking services to individuals, municipalities, and businesses in Western and Central New York. It operates through the following segments: The Banking segment which includes all of the company's retail and commercial banking operations and All Other includes the activities of SDN, a full-service insurance agency that provides a broad range of insurance services to both personal and business clients.

Executives

Donald Boswell	director	WESTERN NY PUBLIC BROADCASTING ASSOC, HORIZONS PLAZA 140 LOWER TERRACE, BUFFALO NY 14202
Susan R Holliday	director	220 LIBERTY ST, WARSAW NY 14569
Samuel M Gullo	director	220 LIBERTY ST, WARSAW NY 14569
Robert N Latella	director	220 LIBERTY, WARSAW NY 14569
Robert M Glaser	director	220 LIBERTY STREET, WARSAW NY 14569
Dorn Andrew W Jr	director	2421 MAIN STREET, BUFFALO NY 14214
Plants William Jack Ii	officer: Chief Financial Officer	220 LIBERTY STREET, WARSAW NY 14569
Burruano Samuel J Jr	officer: Senior Vice President	220 LIBERTY STREET, WARSAW NY 14569
Martin Kearney Birmingham	officer: Senior Vice President	220 LIBERTY STREET, WARSAW NY 14569
Gary A. Pacos	officer: Chief Risk Officer	220 LIBERTY STREET, WARSAW NY 14569
Bruce W Harting	director	1185 PARK AVENUE, 6D, NEW YORK NY 10128
Laurie R Collins	officer: Senior Vice President	220 LIBERTY STREET, WARSAW NY 14569
Mark Zupan	director	1041 PITTSFORD VICTOR ROAD, PITTSFORD NY 14534
Mauricio F Riveros	director	220 LIBERTY STREET, WARSAW NY 14569
Kevin B Quinn	officer: Senior Vice President	220 LIBERTY STREET, WARSAW NY 14569