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Standard Premium Finance Holdings (Standard Premium Finance Holdings) Net Margin % : 14.90% (As of Dec. 2023)


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What is Standard Premium Finance Holdings Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Standard Premium Finance Holdings's Net Income for the three months ended in Dec. 2023 was $0.17 Mil. Standard Premium Finance Holdings's Revenue for the three months ended in Dec. 2023 was $1.15 Mil. Therefore, Standard Premium Finance Holdings's net margin for the quarter that ended in Dec. 2023 was 14.90%.

The historical rank and industry rank for Standard Premium Finance Holdings's Net Margin % or its related term are showing as below:

SPFX' s Net Margin % Range Over the Past 10 Years
Min: 13.36   Med: 20.3   Max: 21.4
Current: 13.39


SPFX's Net Margin % is ranked worse than
54.1% of 525 companies
in the Credit Services industry
Industry Median: 14.89 vs SPFX: 13.39

Standard Premium Finance Holdings Net Margin % Historical Data

The historical data trend for Standard Premium Finance Holdings's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Standard Premium Finance Holdings Net Margin % Chart

Standard Premium Finance Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Net Margin %
17.22 21.40 21.22 20.30 13.36

Standard Premium Finance Holdings Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.05 8.18 18.18 11.46 14.90

Competitive Comparison of Standard Premium Finance Holdings's Net Margin %

For the Credit Services subindustry, Standard Premium Finance Holdings's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Standard Premium Finance Holdings's Net Margin % Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Standard Premium Finance Holdings's Net Margin % distribution charts can be found below:

* The bar in red indicates where Standard Premium Finance Holdings's Net Margin % falls into.



Standard Premium Finance Holdings Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Standard Premium Finance Holdings's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin=Net Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=0.532/3.981
=13.36 %

Standard Premium Finance Holdings's Net Margin for the quarter that ended in Dec. 2023 is calculated as

Net Margin=Net Income (Q: Dec. 2023 )/Revenue (Q: Dec. 2023 )
=0.171/1.148
=14.90 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Standard Premium Finance Holdings  (OTCPK:SPFX) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Standard Premium Finance Holdings Net Margin % Related Terms

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Standard Premium Finance Holdings (Standard Premium Finance Holdings) Business Description

Traded in Other Exchanges
N/A
Address
13590 SW 134th Avenue, Suite 214, Miami, FL, USA, 33186
Standard Premium Finance Holdings Inc is a specialized finance company that makes collateralized loans to businesses and individuals to finance the insurance premiums they pay on their commercial property and casualty insurance policies. The company operates in the states of Arizona, Florida, Georgia, North Carolina, South Carolina, Texas and Tennessee. The company originate loans mainly in Florida, although it operates in several states. It generates the majority of its revenue through interest income and the associated fees earned from loan products.
Executives
John Leavitt director 13590 SW 134TH AVE #214, MIAMI FL 33186
Brian Krogol director, officer: CFO 13590 SW 134TH AVE #214, MIAMI FL 33186
William Koppelmann director, 10 percent owner, officer: CEO 13590 SW 134TH AVE #214, MIAMI FL 33186
Margaret Ruiz officer: Corporate Secretary 13590 SW 134TH AVE #214, MIAMI FL 33186
Victor Galliano officer: VP of Marketing 13590 SW 134TH AVE #214, MIAMI FL 33186
Robert Mattucci officer: VP of Sales 13590 SW 134TH AVE #214, MIAMI FL 33186
Ramon Mejido officer: VP of Technology 13590 SW 134TH AVE #214, MIAMI FL 33186
Samuel Konig director, officer: Executive Vice President 19707 TURNBERRY WAY, APT 27C, AVENTURA FL 33180
Bobby Story director, officer: Chief Financial Officer 14000 MILITARY TRAIL, SUITE 104, DELRAY BEACH FL 33484
Mark Eliot Kutner director 13590 SW 134TH AVE #214, MIAMI FL 33186
Carl Christian Hoechner director 13590 SW 134TH AVE #214, MIAMI FL 33186
Scott Howell director 13590 SW 134TH AVE #214, MIAMI FL 33186
Christopher Perrucci director 13590 SW 134TH AVE #214, MIAMI FL 33186
James Albert Wall director 13590 SW 134TH AVE #214, MIAMI FL 33186

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