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Standard Premium Finance Holdings (Standard Premium Finance Holdings) PB Ratio : 1.81 (As of May. 16, 2024)


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What is Standard Premium Finance Holdings PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-16), Standard Premium Finance Holdings's share price is $3.99. Standard Premium Finance Holdings's Book Value per Share for the quarter that ended in Dec. 2023 was $2.20. Hence, Standard Premium Finance Holdings's PB Ratio of today is 1.81.

The historical rank and industry rank for Standard Premium Finance Holdings's PB Ratio or its related term are showing as below:

SPFX' s PB Ratio Range Over the Past 10 Years
Min: 1.28   Med: 2.93   Max: 5.81
Current: 1.81

During the past 5 years, Standard Premium Finance Holdings's highest PB Ratio was 5.81. The lowest was 1.28. And the median was 2.93.

SPFX's PB Ratio is ranked worse than
71.46% of 515 companies
in the Credit Services industry
Industry Median: 1.03 vs SPFX: 1.81

During the past 12 months, Standard Premium Finance Holdings's average Book Value Per Share Growth Rate was 7.50% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 20.20% per year.

During the past 5 years, the highest 3-Year average Book Value Per Share Growth Rate of Standard Premium Finance Holdings was 24.60% per year. The lowest was 20.20% per year. And the median was 22.40% per year.

Back to Basics: PB Ratio


Standard Premium Finance Holdings PB Ratio Historical Data

The historical data trend for Standard Premium Finance Holdings's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Standard Premium Finance Holdings PB Ratio Chart

Standard Premium Finance Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
- - - 3.14 2.07

Standard Premium Finance Holdings Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.14 3.75 2.33 2.93 2.07

Competitive Comparison of Standard Premium Finance Holdings's PB Ratio

For the Credit Services subindustry, Standard Premium Finance Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Standard Premium Finance Holdings's PB Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Standard Premium Finance Holdings's PB Ratio distribution charts can be found below:

* The bar in red indicates where Standard Premium Finance Holdings's PB Ratio falls into.



Standard Premium Finance Holdings PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Standard Premium Finance Holdings's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2023)
=3.99/2.202
=1.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Standard Premium Finance Holdings  (OTCPK:SPFX) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Standard Premium Finance Holdings PB Ratio Related Terms

Thank you for viewing the detailed overview of Standard Premium Finance Holdings's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Standard Premium Finance Holdings (Standard Premium Finance Holdings) Business Description

Traded in Other Exchanges
N/A
Address
13590 SW 134th Avenue, Suite 214, Miami, FL, USA, 33186
Standard Premium Finance Holdings Inc is a specialized finance company that makes collateralized loans to businesses and individuals to finance the insurance premiums they pay on their commercial property and casualty insurance policies. The company operates in the states of Arizona, Florida, Georgia, North Carolina, South Carolina, Texas and Tennessee. The company originate loans mainly in Florida, although it operates in several states. It generates the majority of its revenue through interest income and the associated fees earned from loan products.
Executives
John Leavitt director 13590 SW 134TH AVE #214, MIAMI FL 33186
Brian Krogol director, officer: CFO 13590 SW 134TH AVE #214, MIAMI FL 33186
William Koppelmann director, 10 percent owner, officer: CEO 13590 SW 134TH AVE #214, MIAMI FL 33186
Margaret Ruiz officer: Corporate Secretary 13590 SW 134TH AVE #214, MIAMI FL 33186
Victor Galliano officer: VP of Marketing 13590 SW 134TH AVE #214, MIAMI FL 33186
Robert Mattucci officer: VP of Sales 13590 SW 134TH AVE #214, MIAMI FL 33186
Ramon Mejido officer: VP of Technology 13590 SW 134TH AVE #214, MIAMI FL 33186
Samuel Konig director, officer: Executive Vice President 19707 TURNBERRY WAY, APT 27C, AVENTURA FL 33180
Bobby Story director, officer: Chief Financial Officer 14000 MILITARY TRAIL, SUITE 104, DELRAY BEACH FL 33484
Mark Eliot Kutner director 13590 SW 134TH AVE #214, MIAMI FL 33186
Carl Christian Hoechner director 13590 SW 134TH AVE #214, MIAMI FL 33186
Scott Howell director 13590 SW 134TH AVE #214, MIAMI FL 33186
Christopher Perrucci director 13590 SW 134TH AVE #214, MIAMI FL 33186
James Albert Wall director 13590 SW 134TH AVE #214, MIAMI FL 33186

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