GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » TFS Financial Corp (NAS:TFSL) » Definitions » Net Margin %

TFS Financial (TFS Financial) Net Margin % : 27.46% (As of Dec. 2023)


View and export this data going back to 2007. Start your Free Trial

What is TFS Financial Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. TFS Financial's Net Income for the three months ended in Dec. 2023 was $20.7 Mil. TFS Financial's Revenue for the three months ended in Dec. 2023 was $75.4 Mil. Therefore, TFS Financial's net margin for the quarter that ended in Dec. 2023 was 27.46%.

The historical rank and industry rank for TFS Financial's Net Margin % or its related term are showing as below:

TFSL' s Net Margin % Range Over the Past 10 Years
Min: 22.46   Med: 27.67   Max: 29.75
Current: 24.58


TFSL's Net Margin % is ranked worse than
52.54% of 1458 companies
in the Banks industry
Industry Median: 25.33 vs TFSL: 24.58

TFS Financial Net Margin % Historical Data

The historical data trend for TFS Financial's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

TFS Financial Net Margin % Chart

TFS Financial Annual Data
Trend Sep14 Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.07 28.19 28.23 25.61 24.67

TFS Financial Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.63 21.33 23.59 25.90 27.46

Competitive Comparison of TFS Financial's Net Margin %

For the Banks - Regional subindustry, TFS Financial's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TFS Financial's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, TFS Financial's Net Margin % distribution charts can be found below:

* The bar in red indicates where TFS Financial's Net Margin % falls into.



TFS Financial Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

TFS Financial's Net Margin for the fiscal year that ended in Sep. 2023 is calculated as

Net Margin=Net Income (A: Sep. 2023 )/Revenue (A: Sep. 2023 )
=75.25/304.996
=24.67 %

TFS Financial's Net Margin for the quarter that ended in Dec. 2023 is calculated as

Net Margin=Net Income (Q: Dec. 2023 )/Revenue (Q: Dec. 2023 )
=20.707/75.407
=27.46 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


TFS Financial  (NAS:TFSL) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


TFS Financial Net Margin % Related Terms

Thank you for viewing the detailed overview of TFS Financial's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


TFS Financial (TFS Financial) Business Description

Traded in Other Exchanges
Address
7007 Broadway Avenue, Cleveland, OH, USA, 44105
TFS Financial Corp is the holding company for the Third Federal Savings and Loan Association of Cleveland. The company's ownership in the savings and loan association is its primary business activity. The association's principal business consists of originating and servicing residential real estate mortgage loans and attracting retail savings deposits. It does so by offering products with competitive rates and yields. The company also operates Third Capital, a wholly owned subsidiary that serves as a holding company or as an investor in vehicles such as private equity funds. Third Capital has interests in lease transactions of commercial buildings, title agencies providing escrow and settlement services, and reinsurance of private mortgage insurance on residential loans.
Executives
Daniel Fabian Weir director 7007 BROADWAY AVE, CLEVELAND OH 44105
Russell Clay Holmes officer: Chief Retail Officer 7007 BROADWAY, CLEVELAND OH 44105
Meredith S Weil officer: Chief Retail Officer 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Ashley H Williams director 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Benjamin Stefanski Gavin officer: Chief Lending Officer 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Marc A Stefanski director, officer: Chairman, President and CEO 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Barbara J. Anderson director 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Anthony J Asher director 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Timothy W Mulhern officer: Finance Manager - Future CFO 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Martin J Cohen director 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Bradley Taylor Stefanski officer: Chief Strategy Officer 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Paul J Huml officer: Chief Operating Officer 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Robert A Fiala director 7007 BROADWAY AVENUE, CLEVELAND OH 44105
William C Mulligan director 201 EAST SANDPOINTE, 8TH FLOOR, SANTA ANA CA 92707
Susanne Noel Miller officer: Chief Accounting Officer 7007 BROADWAY AVENUE, CLEVELAND OH 44105

TFS Financial (TFS Financial) Headlines

From GuruFocus

TFS Financial Corp's Dividend Analysis

By GuruFocus Research 11-27-2023

TFS Financial Corporation Declares Dividend

By Business Wire Business Wire 08-25-2022

TFS Financial Corporation Declares Dividend

By Business Wire Business Wire 11-18-2021

TFS Financial Corporation Declares Dividend

By Business Wire 08-31-2023

TFS Financial Corporation Declares Dividend

By Business Wire Business Wire 11-20-2020