Affinity Bancshares (Affinity Bancshares) Risk Assessment

View and export this data going back to 2021. Start your Free Trial

What is Affinity Bancshares Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Affinity Bancshares is: No Data: Cannot be evaluated.

Competitive Comparison of Affinity Bancshares's Risk Assessment

For the Banks - Regional subindustry, Affinity Bancshares's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Affinity Bancshares's Risk Assessment Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Affinity Bancshares's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Affinity Bancshares's Risk Assessment falls into.

Affinity Bancshares (NAS:AFBI) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Affinity Bancshares Risk Assessment Related Terms

Thank you for viewing the detailed overview of Affinity Bancshares's Risk Assessment provided by GuruFocus.com. Please click on the following links to see related term pages.

Affinity Bancshares (Affinity Bancshares) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Affinity Bancshares Inc (NAS:AFBI) » Definitions » Risk Assessment

Comparable Companies

Traded in Other Exchanges

N/A

Address

3175 Highway 278, Covington, GA, USA, 30014

Website

https://www.myaffinitybank.com

Affinity Bancshares Inc is a holding company of Affinity Bank, a federally chartered stock savings bank that offers a variety of deposit accounts, including checking accounts, savings accounts, and certificate of deposit accounts. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in commercial real estate loans, commercial and industrial loans, and residential real estate loans, construction and land loans, and consumer loans. It also invests in securities, which consist of mortgage-backed securities and obligations issued by United States government-sponsored enterprises and Federal Home Loan Bank stock.

Executives

Howard G Roberts	director	3175 HIGHWAY 278, COVINGTON GA 30014
Robin S Reich	director	3175 HIGHWAY 278, COVINGTON GA 30014
Edward John Cooney	director, officer: CEO	3175 HIGHWAY 278, COVINGTON GA 30014
Robert Vickers	director	3175 HIGHWAY 278, COVINGTON GA 30014
Kenneth R Lehman	10 percent owner	122 N GORDON ROAD, FT LAUDERDALE FL 33301
Clark Nelson	officer: EVP and CCO	3175 HIGHWAY 278, COVINGTON GA 30014
Elizabeth Galazka	officer: EVP-Lending	3175 HIGHWAY 278, COVINGTON GA 30014
Brandi C Pajot	officer: SVP - Chief Financial Officer	3175 HIGHWAY 278, COVINGTON GA 30014
Gregory J. Proffitt	officer: President	3175 HIGHWAY 278, COVINGTON GA 30014
Tessa M. Nolan	officer: SVP and CFO	3175 HIGHWAY 278, COVINGTON GA 30014
Fortson William D. Jr.	director	3175 HIGHWAY 278, COVINGTON GA 30014
Bob W. Richardson	director	3175 HIGHWAY 278, COVINGTON GA 30014
Edward P. Stone	director	3175 HIGHWAY 278, COVINGTON GA 30014
Marshall L. Ginn	director	3175 HIGHWAY 278, COVINGTON GA 30014
Mark J Ross	director	3175 HIGHWAY 278, COVINGTON GA 30014

Affinity Bancshares (Affinity Bancshares) Headlines

From GuruFocus

Affinity Bancshares, Inc. Adopts Second Stock Repurchase Program

By Business Wire Business Wire • 10-31-2022

Is Affinity Bancshares Inc Undervalued Following the Latest Insider Buy?

By GuruFocus Research GuruFocus Editor • 05-18-2023

Affinity Bancshares, Inc. Announces Second Quarter 2023 Financial Results

By Business Wire • 07-27-2023

Affinity Bancshares, Inc. Adopts Stock Repurchase Program

By Business Wire Business Wire • 01-27-2022

Affinity Bancshares Inc (AFBI) Announces Q3 2023 Financial Results

By GuruFocus Research • 10-26-2023