Rhinebeck Bancorp (Rhinebeck Bancorp) Risk Assessment

View and export this data going back to 2019. Start your Free Trial

What is Rhinebeck Bancorp Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Rhinebeck Bancorp is: High Risk: High uncertainty with risk-return tradeoff.

Competitive Comparison of Rhinebeck Bancorp's Risk Assessment

For the Banks - Regional subindustry, Rhinebeck Bancorp's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Rhinebeck Bancorp's Risk Assessment Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Rhinebeck Bancorp's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Rhinebeck Bancorp's Risk Assessment falls into.

Rhinebeck Bancorp (NAS:RBKB) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Rhinebeck Bancorp Risk Assessment Related Terms

Thank you for viewing the detailed overview of Rhinebeck Bancorp's Risk Assessment provided by GuruFocus.com. Please click on the following links to see related term pages.

Rhinebeck Bancorp (Rhinebeck Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Rhinebeck Bancorp Inc (NAS:RBKB) » Definitions » Risk Assessment

Comparable Companies

Traded in Other Exchanges

N/A

Address

2 Jefferson Plaza, Poughkeepsie, NY, USA, 12601

Website

https://www.rhinebeckbank.com

Rhinebeck Bancorp Inc is the holding company for Rhinebeck Bank which provides a full range of banking and financial services to consumer and commercial customers. Financial services, including investment advisory and financial product sales, are offered through a division of the Bank doing business as Rhinebeck Asset Management (RAM). The Bank's primary business activity is accepting deposits from the general public and using those funds to originate indirect automobile loans (automobile loans referred by automobile dealerships), commercial real estate loans (which include multi-family real estate loans and commercial construction loans), commercial business loans and one- to four-family residential real estate loans, and to purchase investment securities.

Executives

Jamie J. Bloom	officer: Chief Operating Officer	2 JEFFERSON PLAZA, POUGHKEEPSIE NY 12601
Louis Jr. Tumolo	director	2 JEFFERSON PLAZA, POUGHKEEPSIE NY 12601
Mark D. Malone	officer: Chief Retail Officer	2 JEFFERSON PLAZA, POUGHKEEPSIE NY 12601
Michael J. Quinn	director, officer: President & CEO	2 JEFFERSON PLAZA, POUGHKEEPSIE NY 12601
Karen E. Morgan-d'amelio	officer: CRO, Gen. Cnsl and Corp Sec.	2 JEFFERSON PLAZA, POUGHKEEPSIE NY 12601
Philip J Bronzi	officer: Chief Lending Officer	2 JEFFERSON PLAZA, POUGHKEEPSIE NY 12601
Michael J. Mcdermott	officer: Chief Financial Officer	2 JEFFERSON PLAZA, POUGHKEEPSIE NY 12601
Mccardle James T. Iii	officer: Chief Credit Officer	2 JEFFERSON PLAZA, POUGHKEEPSIE NY 12601
Francis X. Dwyer	officer: President of Subsidiary	2 JEFFERSON PLAZA, POUGHKEEPSIE NY 12601
Timmian Massie	officer: Chief Mktg/Pub Aff Ofc	2 JEFFERSON PLAZA, POUGHKEEPSIE NY 12601
Steven E Howell	director	12 MAIN STREET, WALDEN NY 12586
William C. Irwin	director	2 JEFFERSON PLAZA, POUGHKEEPSIE NY 12601
Christopher W. Chestney	director	2 JEFFERSON PLAZA, POUGHKEEPSIE NY 12601
Freddimir Garcia	director	2 JEFFERSON PLAZA, POUGHKEEPSIE NY 12601
Shannon Martin Lafrance	director	2 JEFFERSON PLAZA, POUGHKEEPSIE NY 12601