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S&T Bancorp (S&T Bancorp) Accounts Receivable : $0.0 Mil (As of Dec. 2023)


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What is S&T Bancorp Accounts Receivable?

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. S&T Bancorp's accounts receivables for the quarter that ended in Dec. 2023 was $0.0 Mil.

Accounts receivable can be measured by Days Sales Outstanding. S&T Bancorp's Days Sales Outstanding for the quarter that ended in Dec. 2023 was 0.00.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. S&T Bancorp's Net-Net Working Capital per share for the quarter that ended in Dec. 2023 was $-184.76.


S&T Bancorp Accounts Receivable Historical Data

The historical data trend for S&T Bancorp's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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S&T Bancorp Accounts Receivable Chart

S&T Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Accounts Receivable
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S&T Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
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S&T Bancorp Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.


S&T Bancorp Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

S&T Bancorp's Days Sales Outstanding for the quarter that ended in Dec. 2023 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/103.167*91
=0.00

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), S&T Bancorp's accounts receivable are only considered to be worth 75% of book value:

S&T Bancorp's Net-Net Working Capital Per Share for the quarter that ended in Dec. 2023 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(1204.003+0.75 * 0+0.5 * 0-8268.081
-0-0)/38.2328
=-184.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


S&T Bancorp Accounts Receivable Related Terms

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S&T Bancorp (S&T Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
800 Philadelphia Street, Indiana, PA, USA, 15701
S&T Bancorp Inc is a bank holding company. The company operates in five markets including Western Pennsylvania, Eastern Pennsylvania, Northeast Ohio, Central Ohio and Upstate New York. It has one reporting unit, Community Banking. The company provides financial services with retail and commercial banking products, cash management services, trust and brokerage services. The company earns revenue from interest on loans and securities and fees charged for financial services provided to its customers.
Executives
Adkins Lewis W Jr director 800 PHILADELPHIA STREET, INDIANA PA 15701
Jeffrey D Grube director C/O S&T BANK ACCOUNTING DEPT, P O BOX 190, INDIANA PA 15701
Rachel Lynn Smydo officer: Executive Vice President 800 PHILADELPHIA STREET, INDIANA PA 15701
James Arvo Michie officer: Executive Vice President 800 PHILADELPHIA STREET, INDIANA PA 15701
William J Hieb director 800 PHILADELPHIA STREET, INDIANA PA 15701
Susan A Nicholson officer: Executive Vice President 800 PHILADELPHIA STREET, INDIANA PA 15701
Christopher J. Mccomish director, officer: Chief Executive Officer 800 PHILADELPHIA STREET, INDIANA PA 15701
Peter Richard Barsz director 800 PHILADELPHIA STREET, INDIANA PA 15701
James Thomas Gibson director C/O S&T BANK ACCOUNTING DEPT, 800 PHILADELPHIA ST, INDIANA PA 15701
Christina Anne Cassotis director 800 PHILADELPHIA STREET, INDIANA PA 15701
Christine J Olson director C/O S&T BANK ACCOUNTING DEPT, 800 PHILADELPHIA ST, INDIANA PA 15701
David G Antolik officer: EXECUTIVE VICE PRESIDENT C/O S&T BANK ACCOUNTING DEPT, 800 PHILADELPHIA ST, INDIANA PA 15701
Jerry Delmar Hostetter director C/O S&T BANK ACCOUNTING DEPT, 800 PHILADELPHIA STREET, INDIANA PA 15701
Carroll Charles Benner Jr officer: Executive Vice President 1500 NITTERHOUSE DRIVE, CHAMBERSBURG PA 17201
Brian Richard Dobis officer: Executive Vice President 800 PHILADELPHIA STREET, INDIANA PA 15701

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