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S&T Bancorp (S&T Bancorp) Liabilities-to-Assets : 0.87 (As of Dec. 2023)


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What is S&T Bancorp Liabilities-to-Assets?

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. S&T Bancorp's Total Liabilities for the quarter that ended in Dec. 2023 was $8,268.1 Mil. S&T Bancorp's Total Assets for the quarter that ended in Dec. 2023 was $9,551.5 Mil. Therefore, S&T Bancorp's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2023 was 0.87.


S&T Bancorp Liabilities-to-Assets Historical Data

The historical data trend for S&T Bancorp's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

S&T Bancorp Liabilities-to-Assets Chart

S&T Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.86 0.87 0.87 0.87 0.87

S&T Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.87 0.87 0.87 0.87 0.86

Competitive Comparison of S&T Bancorp's Liabilities-to-Assets

For the Banks - Regional subindustry, S&T Bancorp's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


S&T Bancorp's Liabilities-to-Assets Distribution in the Banks Industry

For the Banks industry and Financial Services sector, S&T Bancorp's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where S&T Bancorp's Liabilities-to-Assets falls into.



S&T Bancorp Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

S&T Bancorp's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Liabilities-to-Assets (A: Dec. 2023 )=Total Liabilities/Total Assets
=8268.081/9551.526
=0.87

S&T Bancorp's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2023 is calculated as

Liabilities-to-Assets (Q: Dec. 2023 )=Total Liabilities/Total Assets
=8268.081/9551.526
=0.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


S&T Bancorp  (NAS:STBA) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


S&T Bancorp Liabilities-to-Assets Related Terms

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S&T Bancorp (S&T Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
800 Philadelphia Street, Indiana, PA, USA, 15701
S&T Bancorp Inc is a bank holding company. The company operates in five markets including Western Pennsylvania, Eastern Pennsylvania, Northeast Ohio, Central Ohio and Upstate New York. It has one reporting unit, Community Banking. The company provides financial services with retail and commercial banking products, cash management services, trust and brokerage services. The company earns revenue from interest on loans and securities and fees charged for financial services provided to its customers.
Executives
Adkins Lewis W Jr director 800 PHILADELPHIA STREET, INDIANA PA 15701
Jeffrey D Grube director C/O S&T BANK ACCOUNTING DEPT, P O BOX 190, INDIANA PA 15701
Rachel Lynn Smydo officer: Executive Vice President 800 PHILADELPHIA STREET, INDIANA PA 15701
James Arvo Michie officer: Executive Vice President 800 PHILADELPHIA STREET, INDIANA PA 15701
William J Hieb director 800 PHILADELPHIA STREET, INDIANA PA 15701
Susan A Nicholson officer: Executive Vice President 800 PHILADELPHIA STREET, INDIANA PA 15701
Christopher J. Mccomish director, officer: Chief Executive Officer 800 PHILADELPHIA STREET, INDIANA PA 15701
Peter Richard Barsz director 800 PHILADELPHIA STREET, INDIANA PA 15701
James Thomas Gibson director C/O S&T BANK ACCOUNTING DEPT, 800 PHILADELPHIA ST, INDIANA PA 15701
Christina Anne Cassotis director 800 PHILADELPHIA STREET, INDIANA PA 15701
Christine J Olson director C/O S&T BANK ACCOUNTING DEPT, 800 PHILADELPHIA ST, INDIANA PA 15701
David G Antolik officer: EXECUTIVE VICE PRESIDENT C/O S&T BANK ACCOUNTING DEPT, 800 PHILADELPHIA ST, INDIANA PA 15701
Jerry Delmar Hostetter director C/O S&T BANK ACCOUNTING DEPT, 800 PHILADELPHIA STREET, INDIANA PA 15701
Carroll Charles Benner Jr officer: Executive Vice President 1500 NITTERHOUSE DRIVE, CHAMBERSBURG PA 17201
Brian Richard Dobis officer: Executive Vice President 800 PHILADELPHIA STREET, INDIANA PA 15701

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