This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. Geneva Finance's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2023 was NZ$0.676. Geneva Finance's 10-Year median PS Ratio is 1.642. Therefore, the Median PS Value for today is NZ$1.11.
As of today (2024-05-27), Geneva Finance's share price is NZ$0.285. Geneva Finance's Median PS Value is NZ$1.11. Therefore, Geneva Finance's Price to Median PS Value for today is 0.26.
The historical rank and industry rank for Geneva Finance's Median PS Value or its related term are showing as below:
NZSE:GFL'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.26 Med: 0.71 Max: 1.03
Current: 0.26
During the past 13 years, the highest Price to Median PS Value of Geneva Finance was 1.03. The lowest was 0.26. And the median was 0.71.
NZSE:GFL's Price-to-Median-PS-Value is ranked better than 96.15% of 234
companies
in the Credit Services industry
Industry Median: 1.055
vs NZSE:GFL: 0.26
Geneva Finance Median PS Value Historical Data
The historical data trend for Geneva Finance's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of Geneva Finance's Median PS Value
For the Credit Services subindustry, Geneva Finance's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Geneva Finance's Price-to-Median-PS-Value Distribution in the Credit Services Industry
For the Credit Services industry and Financial Services sector, Geneva Finance's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Geneva Finance's Price-to-Median-PS-Value falls into.
Geneva Finance Median PS Value Calculation
Geneva Finance's Median PS Value for today is calculated as
10-Year Median PS Ratio is 1.642.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Geneva Finance's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2023 was NZ$0.676.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Geneva Finance (NZSE:GFL) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Geneva Finance's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
0.285
/
1.11
=
0.26
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Geneva Finance Median PS Value Related Terms
Thank you for viewing the detailed overview of Geneva Finance's Median PS Value provided by GuruFocus.com. Please click on the following links to see related term pages.
Geneva Finance Ltd is engaged in the provision of finance and financial services to the consumer credit markets. The company's operating segments are Corporate, New Business consumer finance, Insurance, Old Business consumer finance, Invoice Factoring, and Overseas. The New Business segment includes lending money to individuals, companies, and other entities. The Insurance segment issues temporary insurance contracts covering death, disablement, and redundancy risks and short-term motor vehicle contracts covering comprehensive, third-party, mechanical breakdown risk, and guaranteed asset protection. Its geographical segments are New Zealand and Tonga.
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