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Geneva Finance (NZSE:GFL) PS Ratio : 0.42 (As of May. 27, 2024)


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What is Geneva Finance PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Geneva Finance's share price is NZ$0.285. Geneva Finance's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2023 was NZ$0.68. Hence, Geneva Finance's PS Ratio for today is 0.42.

The historical rank and industry rank for Geneva Finance's PS Ratio or its related term are showing as below:

NZSE:GFL' s PS Ratio Range Over the Past 10 Years
Min: 0.42   Med: 1.74   Max: 4.81
Current: 0.42

During the past 13 years, Geneva Finance's highest PS Ratio was 4.81. The lowest was 0.42. And the median was 1.74.

NZSE:GFL's PS Ratio is ranked better than
94.22% of 519 companies
in the Credit Services industry
Industry Median: 3.12 vs NZSE:GFL: 0.42

Geneva Finance's Revenue per Sharefor the six months ended in Sep. 2023 was NZ$0.34. Its Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2023 was NZ$0.68.

Good Sign:

Geneva Finance Ltd has shown predictable revenue and earnings growth.

During the past 12 months, the average Revenue per Share Growth Rate of Geneva Finance was 30.50% per year. During the past 3 years, the average Revenue per Share Growth Rate was 15.50% per year. During the past 5 years, the average Revenue per Share Growth Rate was 14.10% per year. During the past 10 years, the average Revenue per Share Growth Rate was 19.10% per year.

During the past 13 years, Geneva Finance's highest 3-Year average Revenue per Share Growth Rate was 52.40% per year. The lowest was -48.40% per year. And the median was 8.90% per year.

Back to Basics: PS Ratio


Geneva Finance PS Ratio Historical Data

The historical data trend for Geneva Finance's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Geneva Finance PS Ratio Chart

Geneva Finance Annual Data
Trend Mar14 Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.63 1.04 1.68 1.31 0.54

Geneva Finance Semi-Annual Data
Mar14 Sep14 Mar15 Sep15 Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 1.31 - 0.54 -

Competitive Comparison of Geneva Finance's PS Ratio

For the Credit Services subindustry, Geneva Finance's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Geneva Finance's PS Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Geneva Finance's PS Ratio distribution charts can be found below:

* The bar in red indicates where Geneva Finance's PS Ratio falls into.



Geneva Finance PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Geneva Finance's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=0.285/0.676
=0.42

Geneva Finance's Share Price of today is NZ$0.285.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Geneva Finance's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2023 was NZ$0.68.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Geneva Finance  (NZSE:GFL) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Geneva Finance PS Ratio Related Terms

Thank you for viewing the detailed overview of Geneva Finance's PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Geneva Finance (NZSE:GFL) Business Description

Traded in Other Exchanges
N/A
Address
6B Pacific Rise, Mount Wellington, Panmure, Auckland, NZL, 1060
Geneva Finance Ltd is engaged in the provision of finance and financial services to the consumer credit markets. The company's operating segments are Corporate, New Business consumer finance, Insurance, Old Business consumer finance, Invoice Factoring, and Overseas. The New Business segment includes lending money to individuals, companies, and other entities. The Insurance segment issues temporary insurance contracts covering death, disablement, and redundancy risks and short-term motor vehicle contracts covering comprehensive, third-party, mechanical breakdown risk, and guaranteed asset protection. Its geographical segments are New Zealand and Tonga.