Geneva Finance (NZSE:GFL) PB Ratio : 0.57 (As of May. 27, 2024)

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What is Geneva Finance PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-27), Geneva Finance's share price is NZ$0.285. Geneva Finance's Book Value per Share for the quarter that ended in Sep. 2023 was NZ$0.50. Hence, Geneva Finance's PB Ratio of today is 0.57.

The historical rank and industry rank for Geneva Finance's PB Ratio or its related term are showing as below:

NZSE:GFL' s PB Ratio Range Over the Past 10 Years
Min: 0.51 Med: 1.27 Max: 2.1
Current: 0.57

During the past 13 years, Geneva Finance's highest PB Ratio was 2.10. The lowest was 0.51. And the median was 1.27.

NZSE:GFL's PB Ratio is ranked better than
75.98% of 512 companies
in the Credit Services industry
Industry Median: 1 vs NZSE:GFL: 0.57

During the past 12 months, Geneva Finance's average Book Value Per Share Growth Rate was -3.10% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 6.90% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 5.00% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 9.30% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Geneva Finance was 24.30% per year. The lowest was -42.00% per year. And the median was 3.85% per year.

Back to Basics: PB Ratio

Geneva Finance PB Ratio Historical Data

The historical data trend for Geneva Finance's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Geneva Finance PB Ratio Chart

Geneva Finance Annual Data

Trend

Mar14

Mar15

Mar16

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

PB Ratio

Get a 7-Day Free Trial

1.53

1.00

1.34

1.27

0.66

Geneva Finance Semi-Annual Data
	Mar14	Sep14	Mar15	Sep15	Mar16	Sep16	Mar17	Sep17	Mar18	Sep18	Mar19	Sep19	Mar20	Sep20	Mar21	Sep21	Mar22	Sep22	Mar23	Sep23
PB Ratio	Get a 7-Day Free Trial															1.61	1.27	0.95	0.66	0.80

Competitive Comparison of Geneva Finance's PB Ratio

For the Credit Services subindustry, Geneva Finance's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Geneva Finance's PB Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Geneva Finance's PB Ratio distribution charts can be found below:

* The bar in red indicates where Geneva Finance's PB Ratio falls into.

Geneva Finance PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Geneva Finance's PB Ratio for today is calculated as follows:

PB Ratio	=	Share Price	/	Book Value per Share (Q: Sep. 2023)
	=	0.285	/	0.501
	=	0.57

It can also be calculated from the numbers for the whole company:

PB Ratio

Market Cap

(Total Stockholders Equity

Preferred Stock)

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Geneva Finance (NZSE:GFL) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.

Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.

Geneva Finance PB Ratio Related Terms

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Geneva Finance (NZSE:GFL) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Geneva Finance Ltd (NZSE:GFL) » Definitions » PB Ratio

Comparable Companies

Traded in Other Exchanges

N/A

Address

6B Pacific Rise, Mount Wellington, Panmure, Auckland, NZL, 1060

Website

https://www.genevafinance.co.nz

Geneva Finance Ltd is engaged in the provision of finance and financial services to the consumer credit markets. The company's operating segments are Corporate, New Business consumer finance, Insurance, Old Business consumer finance, Invoice Factoring, and Overseas. The New Business segment includes lending money to individuals, companies, and other entities. The Insurance segment issues temporary insurance contracts covering death, disablement, and redundancy risks and short-term motor vehicle contracts covering comprehensive, third-party, mechanical breakdown risk, and guaranteed asset protection. Its geographical segments are New Zealand and Tonga.