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ESAF Small Finance Bank (BOM:544020) PB Ratio : 1.07 (As of Jun. 05, 2024)


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What is ESAF Small Finance Bank PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-06-05), ESAF Small Finance Bank's share price is ₹51.95. ESAF Small Finance Bank's Book Value per Share for the quarter that ended in Mar. 2024 was ₹48.41. Hence, ESAF Small Finance Bank's PB Ratio of today is 1.07.

Good Sign:

ESAF Small Finance Bank Ltd stock PB Ratio (=1.1) is close to 1-year low of 1.1

The historical rank and industry rank for ESAF Small Finance Bank's PB Ratio or its related term are showing as below:

BOM:544020' s PB Ratio Range Over the Past 10 Years
Min: 1.1   Med: 1.92   Max: 2.15
Current: 1.1

During the past 8 years, ESAF Small Finance Bank's highest PB Ratio was 2.15. The lowest was 1.10. And the median was 1.92.

BOM:544020's PB Ratio is ranked worse than
69.73% of 1457 companies
in the Banks industry
Industry Median: 0.85 vs BOM:544020: 1.10

During the past 12 months, ESAF Small Finance Bank's average Book Value Per Share Growth Rate was 45.30% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 22.60% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 20.60% per year.

During the past 8 years, the highest 3-Year average Book Value Per Share Growth Rate of ESAF Small Finance Bank was 57.90% per year. The lowest was 16.50% per year. And the median was 22.60% per year.

Back to Basics: PB Ratio


ESAF Small Finance Bank PB Ratio Historical Data

The historical data trend for ESAF Small Finance Bank's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

ESAF Small Finance Bank PB Ratio Chart

ESAF Small Finance Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
PB Ratio
Get a 7-Day Free Trial - - - - 1.12

ESAF Small Finance Bank Semi-Annual Data
Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
PB Ratio Get a 7-Day Free Trial - - - - 1.12

Competitive Comparison of ESAF Small Finance Bank's PB Ratio

For the Banks - Regional subindustry, ESAF Small Finance Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ESAF Small Finance Bank's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, ESAF Small Finance Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where ESAF Small Finance Bank's PB Ratio falls into.



ESAF Small Finance Bank PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

ESAF Small Finance Bank's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2024)
=51.95/48.405
=1.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


ESAF Small Finance Bank  (BOM:544020) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


ESAF Small Finance Bank PB Ratio Related Terms

Thank you for viewing the detailed overview of ESAF Small Finance Bank's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


ESAF Small Finance Bank (BOM:544020) Business Description

Comparable Companies
Traded in Other Exchanges
Address
Thrissur-Palakkad National Highway, Building No.VII/83/8, ESAF Bhavan, Mannuthy, Thrissur, KL, IND, 680681
ESAF Small Finance Bank Ltd is one of the leading small finance banks in India in terms of client base size, the yield on advances, Net Interest Margin, assets under management CAGR, total deposit CAGR, loan portfolio concentration in rural and semi-urban areas, and the ratio of microloan advances to gross advances. It delivers its products and services through its business correspondents, customer service centers (which are operated by its business correspondents), Branches, banking agents, ATMs, ATM cum debit cards, mobile banking platforms, SMS alerts, internet banking portals and unified payment interface facilities. They have business segments, segregating them into Treasury, Wholesale Banking, Retail Banking and Other Banking Operations. Majority of revenue comes from Retail Banking.

ESAF Small Finance Bank (BOM:544020) Headlines

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